Many agencies, including Dreams Unlimited never take money from you. You just authorize them to pay DCL with your credit card (or other form of payment). They make the payment as soon as they can, but never "hold" your money. As soon as you are charged, DCL has your money applied to the reservation.
GET UP TO A $1000 SHIPBOARD CREDIT AND AN EXCLUSIVE GIFT!
If you make your Disney Cruise Line reservation with Dreams Unlimited Travel you’ll receive these incredible shipboard credits to spend on your cruise!