minkydog
DIS Cast Member
- Joined
- Dec 8, 2004
- Messages
- 16,926
this mindset always amazes me. first of all, you are being mighty judgemental about who uses a scooter, why do you care? but anyway, i'd like to pose a question to you... my sister-in-law is 5'4" and weighs 300 lbs, she is never sick, goes once a year for a checkup and has normal blood pressure, and has high "good" cholesterol, very low "bad" cholesterol, low triglycerides and leads a fairly active lifestyle. i have a brainstem tumor that has delibitated me significantly over the past 8 years, i'm rarely sick (i've only been to the doctor once in the past 3 years, and that was for a uti), i've had no treatment for my tumor save a biopsy at diagnosis, i don't even get mri's anymore since my tumor can't be treated, i've gained some weight, mostly since i can't really stand up well, basically i cost my insurance company zero. my mother-in-law has had 3 bouts with recurrent breast cancer over the last 20 years, has been on a weekly "maintenance chemo" for the past 9 years, has had numerous surgeries to remove pop-up tumors on her chest wall, had reconstructive surgery, then had it all removed again, goes to the doctor at least once a week, actually has to see about 6 different types of specialists because all of the chemo and radiation she has done has really destroyed her bones, heart and other organs, has had both knees replaced TWICE, and essentially will go to as many doctors as possible until she hears what she wants to hear--which usually involves being put on some new, trial drug that runs about $10k a month (that she will get for free through the pharmacutical company's charity program).
following your "fat people are the scourge of society and will drain us all financially" mentality, i'm guessing you would think my sister-in-law should pay higher rates? that's funny to me since she costs the health system virtually no money, and my mom-in-law costs the taxpayers hundreds of thousands through medicare. she hit her 2 million lifetime benefit a long time ago for her employer sponsored retiree plan.
I agree with you. My sister is well over 300-lbs, eats an unhealthy diet, gets no exercise, and yet her cholesteral and triglycerides are perfect. She has no high blood pressure or heart disease, no diabetes. The one and only real chronic illness she has is sleep apnea and her CPAP machine is paid for. She rarely gets sick.
DH, on the other hand, has been a health nut all his life. Always keeps his weight in control, worked out several times a week, non-smoker, non-drinker. At age 47 he developed a serious lung-heart disease. He is hospitalized about once or twice a year with Chronic pericarditis--that means a week in CCU (cha-ching!$$$$$$) His meds would cost over $1000/month if he didn't have health insurance and Medicare. He averages 3 doctor visits a month, wears oxygen, and uses a nebulizer. I have no idea how much it costs to keep him going every year, but it has to be well into 6 figures. DH did NOTHING to bring on this condition.THey don't know what causes it and there's no cure. Potentially, this could go on for another 5-10 years until he dies.
I think there is something to be said for taking responsibility for your health. Last year I was unable to get life insurance because I was obese and my triglycerides were almost 500.

Money talks. If money is what it takes to make people get serious about changing lifestyle choices(smoking, drinking, obesity, unsafe sex, speeding) then I say let's go for it. But don't raise insurance rates on those people who are heavy users of healthcare resources because we never know what they're reallly dealing with.