I am getting ready to make my reservation for December 2009 toward the end of this month. We have a December use year. Even though it is currently 2009, I believe we're still in our '08 UY. Since the vacation will be in my '09 UY am I correct in saying I can use either '08, '09, or '10 points? I'm trying to book 11 months out so we can get BCV, but only some of our points are BCV, so I think I'm going to have to do some borrowing and I just want to get this all straight. Thanks in advance for any help.