Citi premiere or chase sapphire

[Disney Kidd]

Both offer 60,000 points as an introductory offer. We are planning 4 days at universal and 2 days at Disney.
I want to book a 1 night stay at the universal royal pacific so that we can get 2 days worth of express passes, and then 2 nights at cabana bay.

We are then staying 3 nights at the doubletree suites disney springs with my hilton surpass points.

I have chase freedom and can pair the rolling 5 percent with sapphire.
But, the 100 dollar per year hotel credit the citi premiere offers is intriguing. Plus it seems easier to build pts with the citi vs chase.

 

[DLgal]

Chase Sapphire by a long shot.

 

[Judique]

Both offer 60,000 points as an introductory offer. We are planning 4 days at universal and 2 days at Disney.
I want to book a 1 night stay at the universal royal pacific so that we can get 2 days worth of express passes, and then 2 nights at cabana bay.

We are then staying 3 nights at the doubletree suites disney springs with my hilton surpass points.

I have chase freedom and can pair the rolling 5 percent with sapphire.
But, the 100 dollar per year hotel credit the citi premiere offers is intriguing. Plus it seems easier to build pts with the citi vs chase.

You can use Thank you points to buy Disney park tickets, or at least you could just recently.

When are you going? Perhaps you have time to get both these cards?

 

[Disney Kidd]

Thanks! We are going in November. I have accumulated disney gift cards that I will use for tickets. I worry about too many annual fees, but is it bad to get them, use the rewards, and cancel the card?

 

[Judique]

Thanks! We are going in November. I have accumulated disney gift cards that I will use for tickets. I worry about too many annual fees, but is it bad to get them, use the rewards, and cancel the card?

You should keep the card at least for 1 year and then try to product change it to a no fee card in the same family. The sapphire card can be product changed to any of the freedom cards.

I'm not an expert on Citi cards, but there is a person there (credit card thread) who has some. (I only have the Citi Costco card.)

Make your way over to the Credit card thread and you can ask all sorts of credit card questions. On that thread you will get a mix of info and also, if for some reason something doesn't work, someone will have an answer.

 

[trstno1]

Most people recommend starting with Chase cards, and there are a number of reasons for this. If you haven't already, you really should review the first few posts, then pose your question on the I Love Credit Cards thread (click the link below, even if it says it is perpetually loading). You will receive excellent advice, and it is a fun group to be amongst on the DisBoards.

https://www.disboards.com/threads/i...2021-see-first-page-for-addl-details.3821593/

 

[_19disnA]

Over the years, I have found that sticking with one (or a few) credit cards makes the most sense and least hassle. If you have several cards from different airlines you likely will never accumulate enough points to be of any value. If you happen to move to a different state and now use another airport/airline is probably the only time I would switch cards. Every airline doesn't fly from every city, so the airline(s) you most frequently use would be of most benefit. Constantly jumping between different cards creates extra work if you have used any of those cards for autopayment of recurring bills. Credit card companies are always looking for new customers since they make their $$$ off the fees and/or interest you pay them. Choose your card based on spending patterns and where the benefit of that card does you the most good. No single card is best for everyone's situation.

 

[M:SpilotISTC12]

The citi thank you portal is borderline garbage. The rates are always inflated more than any other site paying cash. The only reason to get the premier is to transfer to a particular partner. I had the prestige and PC'ed after 5 months because I barely got any value out of it. Otherwise go CSP.