Chase Sapphire Reserve Rumored Change

[Tatebeck]

officially announced and detailed now
https://account.chase.com/sapphire/reserve/benefits

Still mixed on it personally, higher fee, but more credits to try and earn. But the 3x travel seems to be gone on DVC contracts and Dues so that specifically is a downgrade. Hopefully someone can see if the 4x points directly with hotels works with putting stuff on your Disney room as that would still be good.

For 2 years they will give you the better of the 2 deals on redemptions (the old 1.5x on anything or the new 2x on select things) If the 2x isn't on very many things or airlines I use I can see myself letting this card go after using up my points or after October 2027 when the 1.5x is gone for current members

 

[Sprinkles&Sprints]

officially announced and detailed now
https://account.chase.com/sapphire/reserve/benefits

Still mixed on it personally, higher fee, but more credits to try and earn. But the 3x travel seems to be gone on DVC contracts and Dues so that specifically is a downgrade. Hopefully someone can see if the 4x points directly with hotels works with putting stuff on your Disney room as that would still be good.

For 2 years they will give you the better of the 2 deals on redemptions (the old 1.5x on anything or the new 2x on select things) If the 2x isn't on very many things or airlines I use I can see myself letting this card go after using up my points or after October 2027 when the 1.5x is gone for current members

Yeah - I’m torn too. If you can stay on top of the credits, it could be better. Not gonna lie - losing the lounge access would be a big bummer for me.

If I’m reading this right, existing members will have until end of Oct 2025 to take advantage of current benefits - so in theory any DVC purchase would be coded as travel until then.

 

[Orsino]

The big negative for me is that cruises wouldn't get a bonus anymore. My DVC dues aren't that high so losing that isn't too terrible. I was hoping the AppleTV benefit would apply to Apple One, but I guess it doesn't. I think I will have to cancel my Apple One and pick up the free AppleTV and Apple Music and pay ala carte for iCloud Storage. That would actually save me quite a bit as I don't use the other services that much. But it will be a pain moving all that stuff around.

I'll also be able to use the Dining credit so that will be a big bonus for me. I think I'll be able to keep the card. (the bump up for an extra cardholder hurts though). With dining I can save 300 a year easily. With Apple I might save about 200 using weird math. So for the bump up in card cost, I think I'm okay.

using points has always been a mystery for me though. But it looks like we can still get 1.5cents on travel until 2027 for "old" points.

 

[Brian Noble]

For 2 years they will give you the better of the 2 deals on redemptions (the old 1.5x on anything or the new 2x on select things)

I'm betting that the phrase "select things" is doing a lot of work here. I strongly suspect the average redemption value will go down. The fact that they are making such a big deal about the fact that the floor of 0.015 stays in place for a year or two gives away the game.

I think I am going to switch to the Freedom Unlimited. The only question is whether I downgrade to it, or apply/cancel.

 

[Brian Noble]

Not gonna lie - losing the lounge access would be a big bummer for me.

I also have the Amex Plat, because I am a Delta captive. So that lets me keep Priority Pass, and I rarely fly in airports that have the Chase lounges.

 

[Steelers0854]

Atleast they kept the $300 travel credit, so that helps. Im probably going to be paying off my loans through this before October if I can to get the 3x before that goes away as thats what I understand the change for existing cardholders changes.

I think im going to be annoyed with the Apple credit, I have the Apple One subscription and from what I can tell even though it includes TV and Music the credit wont apply and that is VERY annoying.

 

[VGCgroupie]

I also have the Amex Plat, because I am a Delta captive. So that lets me keep Priority Pass, and I rarely fly in airports that have the Chase lounges.

Just read Amex is rumored to be offering an even more premium Delta card soon. I got a Delta Gold even though credit card blogs warn against it. But I actually love it. Not for spending but just for carrying for the 15% redemption discount and for baggage

 

[AstroBlasters]

I’ll be waiting to see what the new Alaska/Hawaiian airline card looks like.