Thank you all.
We had a split stay and used magic bands with a pin to pay for everything. We thought the same card would be linked for both stays, but our purchases with our magic bands starting at the time we were at the Poly went to our Disney visa and not our debit card. So, just a misunderstanding on our end. Either way, the issue would have been taken care of had I checked our finances while we were at the Poly for a week. I would have seen that our debit card was not being charged. Also, had we gotten our charges before I left we would have known. So, all is well. It was us, lol.