CCV Direct or More Resale (CCV or SSR)

[Chili327]

I dont see them or not even sure they can take away the 014 from resale, that will always make resale worth it to me at half off or more of direct. If they did that we would probably be grandfathered in.

We definitely would be grandfathered in.

 

[Brian Noble]

if we can't get someone like this to purchase more direct points, how can we make direct even more enticing over resale?

If the follow the road that nearly every other timeshare developer has trod, it's pretty obvious: A tiered recognition program.

 

[Sandisw]

I dont see them or not even sure they can take away the 014 from resale, that will always make resale worth it to me at half off or more of direct. If they did that we would probably be grandfathered in.

They also dont want to make it so undesirable that people would be afraid in case they ever have to sale or just abandon the product all together. The only thing I can see them doing is continuing ridiculous fees to buy resale (CAF can still be negotiated as of now) or providing more appealing direct incentives (some kind of tiered loyalty program?) And even then I dont think thats worth having more points. Having more points is always the best in my book which can be acquired thru resale.

For me its just getting enough direct to be able to enjoy these new resorts comfortably mixed in with the older ones. 14 is a lot to choose from Buying resale.

Just to help explain this more. The trading via BVTC is based on each home resort and how its DVC Resort is structured.

It entered BVTC with those rules. The O14 all entered with the same rules…all owners could trade regardless of how they buy.

When RIV was built, it entered with different rules. It only allows direct points to exchange in and blocks resale in exchange from blocking its resale owners for trading out

Because of a specific line in the O14 resort agreements that said BVTC would only allow DVc resorts in with substantially similar agreements, they grandfathered all owners before RIV…and then updated to remove that requirement just to ensure those who bought prior were not impacted.

So, other than new resorts, they can’t go back and change the rules for the O14 to trade amongst themselves.

 

[Girlstar30]

Just to help explain this more. The trading via BVTC is based on each home resort and how its DVC Resort is structured.

It entered BVTC with those rules. The O14 all entered with the same rules…all owners could trade regardless of how they buy.

When RIV was built, it entered with different rules. It only allows direct points to exchange in and blocks resale in exchange from blocking its resale owners for trading out

Because of a specific line in the O14 resort agreements that said BVTC would only allow DVc resorts in with substantially similar agreements, they grandfathered all owners before RIV…and then updated to remove that requirement just to ensure those who bought prior were not impacted.

So, other than new resorts, they can’t go back and change the rules for the O14 to trade amongst themselves.

Thanks for the clarification!

 

[Steelers0854]

We owned 100 resale at CCV, bought 150 direct at poly a year ago and just did 150 direct at CCV. We are in a whole other level than you are lol, but just adding some context. A couple of thoughts.

We cant predict the future, but Disney has made it clear they are going full thermonuclear war on resale. While nothing could change over time, or everything could change over time, one thing is for sure, direct points will always get you the best options compared to resale at any point in time. You can also bet that it will never be cheaper than it is now to buy direct at DVC. Barring the unusual “flash sale” it seems to me the costs will only incrementally get more and more expensive. So I am trying to future proof myself as much as I can financially. I am not trying to min/max my purchase, im trying to ensure that I can enjoy my ownership 20 or 30 years from now as much as I do today. Why save $8,000 now if in a few years I hate my purchase because I cant do what I want with it. Buying in direct to right that wrong may cost me just as much or even more.

You also don’t elude to how old you are, but 2042 will be here before you know it and there will be a pretty big seismic shift in DVC then. I plan on actively using my points well into the 2050s (hopefully) and I want to be in a good place for whatever comes when that day hits.

So, my vote is, if you can financially afford to do it, you love the resort you are buying at, then i say pull the trigger and add the points direct at CCV since I don’t know when we will ever see an opportunity like this at a resort with great theming, a good point charts, and an exceptional expiration date.

 

[airjay75]

We owned 100 resale at CCV, bought 150 direct at poly a year ago and just did 150 direct at CCV. We are in a whole other level than you are lol, but just adding some context. A couple of thoughts.

We cant predict the future, but Disney has made it clear they are going full thermonuclear war on resale. While nothing could change over time, or everything could change over time, one thing is for sure, direct points will always get you the best options compared to resale at any point in time. You can also bet that it will never be cheaper than it is now to buy direct at DVC. Barring the unusual “flash sale” it seems to me the costs will only incrementally get more and more expensive. So I am trying to future proof myself as much as I can financially. I am not trying to min/max my purchase, im trying to ensure that I can enjoy my ownership 20 or 30 years from now as much as I do today. Why save $8,000 now if in a few years I hate my purchase because I cant do what I want with it. Buying in direct to right that wrong may cost me just as much or even more.

You also don’t elude to how old you are, but 2042 will be here before you know it and there will be a pretty big seismic shift in DVC then. I plan on actively using my points well into the 2050s (hopefully) and I want to be in a good place for whatever comes when that day hits.

So, my vote is, if you can financially afford to do it, you love the resort you are buying at, then i say pull the trigger and add the points direct at CCV since I don’t know when we will ever see an opportunity like this at a resort with great theming, a good point charts, and an exceptional expiration date.

I really appreciate those thoughts. I think that's where I was at up until a few days ago. Reading your words does give me some pause to think about things over the next few days. I think it is exactly the thinking that got me to where I am with my RIV direct points. I guess the question is, do I need more direct points? I think I'm still leaning no, but I'm not completely there yet.

FWIW, I'm 44, DW is 40, kids are 4 and 7. No more kids coming, so family size is set. I suppose, in 2042, I'll be about 60 and, yeah, definitely hope to be using these points into the 2050s.

 

[JaqGus1620]

Or…. hear me out here…. KEEP your resale CCV…..

Commissions, estoppel, resale fee… cheaper to keep her…

. . . that thought absolutely crossed my mind! lol

 

[JaqGus1620]

Unless you are getting some great incentives I would be keeping those as they can be used as the ultimate SAP as they are unrestricted and even currently selling properties won’t be as cheap. Now if value length of contract or need more home advantage at CCV or somewhere else I can understand but in the short term I would certainly play with them. 125 SSR can go a long way at CFW while using your CCV exclusively there for example.

Thanks! I will definitely think about keeping SSR points-we have so many more points than we can use and it would just be easier to sell. I suppose I could always learn how to rent them out. Like you said, maybe I just need to learn how to play with these points.