can't reallocate banked points?

[Jperiod]

I have a december reservation using current UY points and a few banked. It's a sold out resort. I just made a reservation in August using current UY points and borrowed 2 points from my 2026 UY. Then I contacted member services to move those few banked points to the new reservation since I'm still unsure if we're keep the December trip. MS said they couldn't reallocate the banked points without cancelling, which means I'd lose it completely. Is this right? They can't just move them behind the scenes?

Alternatively, I was wondering if there was a way, if I could modify my december reservation to use ONLY current UY points, freeing up those few banked? Does it let you choose which points you use IF they're available? I could drop a night off my August reservation to free up enough points to modify, then book it again since it's not a sold out night.

 

[Sandisw]

If points are tied up in a reservation, they can not be moved to another one because they are being used to hold that room.

The system also is set up to use restrictive points first so it can’t take current UY points and leave banked points unless they are part of different contracts within the same membership.

For example, if I want to leave banked RIV points and use just SSR points, I can do that by not choosing the RIV contract when booking. But, I can’t choose current RiV and leave banked RIV if that was my only contract.

Unfortunately, without a cancel of your December trip, those banked points are stuck there.

 

[Jperiod]

If points are tied up in a reservation, they can not be moved to another one because they are being used to hold that room.

The system also is set up to use restrictive points first so it can’t take current UY points and leave banked points unless they are part of different contracts within the same membership.

For example, if I want to leave banked RIV points and use just SSR points, I can do that by not choosing the RIV contract when booking. But, I can’t choose current RiV and leave banked RIV if that was my only contract.

Unfortunately, without a cancel of your December trip, those banked points are stuck there.

Is there any way for me to avoid this in the future? Or is this always the case if I book something speculative far in advance?

I don't know if this is by design or by stupidity that Disney doesn't let you move points around existing reservations or just use up the banked points first as each reservation is checked in.