Yes, you get it all back on your credit card as long as you are within the 45 day window. Sorry you need to cancel but sometimes there are more important things than Disney.
bolding is mine....
I do
believe this poster meant
outside of the 45 day window.
Here is the actual verbage from my ressie for this fall:
Cancellation and Change Fees Prior to Guest Arrival
No refunds will be given to no shows.
Cancellation of Reservation -
If the reservation is cancelled, amounts paid, minus cancellation fees and other amounts owed, will be refunded. For a cancellation made 44 to 6 days prior to guest arrival, there is a cancellation fee of $100 per package, plus any cancellation fees assessed by hotels or other suppliers. For a cancellation made 5 days or less prior to guest arrival, there is a cancellation fee of $200 per package, plus any cancellation fees assessed by hotels or other suppliers; provided, however, that for a cancellation of a Grand Gathering experience add-on option made 5 days or less prior to the experience date, no refund will be given.
Guest will be responsible for any cancellation fees assessed by an airline. In the case of a non-refundable airline ticket, the cancellation fee is equal to the entire ticket price. Cancellation of a refundable airline ticket must be made at least 24 hours prior to the scheduled airline departure time.
Vacation insurance is nonrefundable if not canceled within 14 days after booking reservation. For reservations made 14 days or less prior to guest arrival, vacation insurance is nonrefundable if not canceled at least one day prior to guest arrival.
Changes to Reservation - For a change made 44 days or less prior to guest arrival that results in a change in the package price, a change fee of $50 per package, plus any change fees assessed by hotels or other suppliers, will be charged. Disney reserves the right to restrict changes to any reservation. Such change fees must be paid in addition to any increase in the package price resulting from the change. If air travel has been ticketed, guest will be responsible for any increase in airfare as well as the change fee assessed by the airline.
