Can you pay dues with Disney gift cards?

[Eric Smith]

We bought last December and we’re coming up on our first dues. Is it possible to pay using Disney gift cards? If we can, we’d like to buy gift cards from Target and save 5%.

 

[Sandisw]

Yes, you can!

 

[Eric Smith]

Yes, you can!

Thanks!

 

[The Jackal]

To make it easier, you can add gift cards together up to $1,000. Then use that one card to pay dues instead of a bunch of smaller cards.

 

[MICKIMINI]

Yes! More $$ for your trips. I look for any way to get cash back and then buy gift cards to pay MF's. It is amazing how much you can save. I have more than half my 2021 MF's tucked away in GC's already.

You can set up a debit from your checking account now. Whatever you pay ahead before they calculate the monthly payment, obviously won't count. For example: If you owe $2400 a year and pay $1200 this December with GC's, your monthly scheduled debit will be $100. You can use GC's to pay that monthly (manually) before the due date so you can continue to benefit through the year when you have extra $$ or a big cash back deal and nothing will be debited. I like to set it up as a fall back.

I have a special checking account for all things Disney where any extra $$, rebates, etc goes. It is gratifying to see how much you can tuck away over a year!

 

[Eric Smith]

To make it easier, you can add gift cards together up to $1,000. Then use that one card to pay dues instead of a bunch of smaller cards.

Thanks, we were planning to buy the $500 gift cards from the website and then combining two together.

 

[Halle]

You can save a step by entering the $500 gift cards directly on the DVC site.

 

[DisneyStarWisher]

If you prefer to pay with GCs throughout the year, set your account up on monthly auto-pay. Then as you come across good deals on GCs, you can pay before the monthly due date. It will then move your next payment back.

I buy GCs at Kroger when I have a 4x fuel points coupon. That's a savings of 14%. I then use my Chase freedom card to get between 2-5% cashback on grocery purchases. The 5% usually occurs April-June, so I try to buy enough then to pay the rest of the year. So my total savings is 16-19% on my dues each year.

 

[Jaydee51]

Does anyone know if there are any supermarkets or programs in Florida that offer Disney gift card discounts? (other than target CC offer)

 

[Drewferin]

BJ Warehouse normally has a good sale on Disney gift cards around black friday.... I've loaded up the last couple of years. I think these are in the neighborhood of 5 to 8% off. FYI, you can get an online only BJs account pretty cheap.

 

[RivShore]

Check out this thread for current GC discounts...

https://www.disboards.com/threads/u...deals-and-more.3784942/page-109#post-62436136

 

[RanDIZ]

Does anyone know if there are any supermarkets or programs in Florida that offer Disney gift card discounts? (other than target CC offer)

Shoprite and Acme often run deals that wind up being as much as 20% off. Buy $50 worth of GC and get $10 to use on a future purchase. No brainer. You’re gonna use it next week for groceries again anyway. Not sure if these stores are in FL though.

 

[luckyman_apd]

I use my credit card cash back at the emd of each year for my dues. I buy Disney gift cards from Sam's club (smallest denomination cards actually have the largest % savings) using the credit card points to stretch it even further and then combine all those gift cards into 1 on the Disney card site. Sam's club gift cards saves me about 4.5%

 

[Shamus]

Shoprite and Acme often run deals that wind up being as much as 20% off. Buy $50 worth of GC and get $10 to use on a future purchase. No brainer. You’re gonna use it next week for groceries again anyway. Not sure if these stores are in FL though.

We have taken advantage of the Shoprite deals for a number of years now. Historically the deals start around Black Friday at 20% and then tend to fluctuate between deals of 10% to 20% over the following weeks. Also they limit you to one deal per "Price Plus" courtesy card per week. They did recently run a 15% deal for Prime Days (Oct. 13&14) ... Buy $100 in Gift Cards get $15 off following week's purchase. Unfortunately Shoprite is only located in 6 states (Connecticut, Delaware, Maryland, New Jersey, New York, and Pennsylvania).

 

[EYL]

If we can, we’d like to buy gift cards from Target and save 5%.

BJ Warehouse normally has a good sale on Disney gift cards around black friday.... I've loaded up the last couple of years. I think these are in the neighborhood of 5 to 8% off. FYI, you can get an online only BJs account pretty cheap.

BJ's already announced their Black Friday gift card sales. Disney gift cards are on sale from 11/20 to 11/30 and are 6% off face value. Stack this with your favorite credit card, and you could get more back. For me, I have a 1.5% cash back card so this makes it 7.5% off. Target's 5% should be considered the baseline since there are no additional rewards and there will be better deals out there for Black Friday.

 

[LilyJC]

Does BJ’s offer the e-Gift card like target does? Or does BJ’s mail out the actual gift card? I think that would make me nervous.

I really like the ease of ordering the e-cards from target and then immediately transferring them onto the physical cards I have via disneygiftcard.com. I currently have all 2021 dues covered (plus some I hope if they give VGC owners a decent credit). Normally some of my stash would go towards our DLR AP renewal. Oh well, actually looking forward to paying dues this year to unload my cards.

 

[LadybugsMum]

Does BJ’s offer the e-Gift card like target does? Or does BJ’s mail out the actual gift card? I think that would make me nervous.

They mail physical gift cards, but they usually come quickly - within 3-4 days.

 

[BcIcemen]

With gift cards purchased at Target my question is Do you get the 5% off the total price of the gift card or do you get a 5% rebate on your red card? (Example 100.00 card - 5% you would pay 95.00 or do you pay 100.00 and get the 5% as a credit on your bill?)( if you buy at BJ you get the % off the price of the gift card and you could still earn rewards on your CC)(Not sure about Sams Club) TIA

 

[Eric Smith]

With gift cards purchased at Target my question is Do you get the 5% off the total price of the gift card or do you get a 5% rebate on your red card? (Example 100.00 card - 5% you would pay 95.00 or do you pay 100.00 and get the 5% as a credit on your bill?)( if you buy at BJ you get the % off the price of the gift card and you could still earn rewards on your CC)(Not sure about Sams Club) TIA

You would pay $95 for a $100 gift card.

 

[LilyJC]

They mail physical gift cards, but they usually come quickly - within 3-4 days.

Thank you for the response!!