In retrospect, she shouldn’t have changed the reservation immediately and waited to see if MS would put points back, allowed banking, and other things that weren’t in place in March.
That’s the thing with this pandemic- everything is crystal clear looking back, but it’s a muddled mess when we have to make the decisions. There really is no “should” or “shouldn’t have” right now... she made the best decision she could with the info she had.
Also I believe these were borrowed from a July 2020 contract for the original March reservation. Weren’t they put back into the 2020 use year? If not, aren’t they extended until November?
Yes, all borrowed points are put back, but that sadly doesn’t change anything if the owner is not able/willing to move the reservation.
Her new trip starts on Tuesday. She had to pay extra money in March to change it.
Now she doesn’t want to go because of all the work people giving her grief. They’re seriously questioning her judgement
This really seems to be the bigger issue than the other DVC owner at this point. She doesn’t want to go and it would cause her grief + quarantine if she did... there is no guarantee for the owner that this situation (&/or her mind) will change by the time the next rescheduled trip would roll around.
I’m trying to make similar decisions right now... except that instead of coworker judgement, I could end up being a very sick wife/mom... and not just from covid. I’m very immuno-compromised, but have never truly felt it until this year (of course

). Will I be stronger/healthier in October when I’m hoping to take my boys & their cousins to Disney? I rented DVC points for that & so far, I’m being told there will only be help if they can rebook... but I’m not ready to pull the trigger. So, it will be my own fault if I decide too late, and I don’t blame the “harsh” policy... I just learned that I’d rather buy more points than ever rent again!

But will I even be able to go in December with my hubby & my brother & sister-in-law? I used my own points for that trip & I will be outside of my banking window... not likely MS would ever help me on that! Yet, I have to make these decisions soon, and one wrong choice could mean the loss of money or points... thankfully everyone in my family is being very supportive throughout this crazy time, but it’s hard.
The other posters have made some very good points here. I’m
truly sorry your daughter is in this bind... I can tell your mama bear is coming out (& mine would be too!)... but when your hands are completely tied, maybe the best thing you can do is encourage her to find something positive in an otherwise negative situation.
