The post you quoted was related to your questioning MG on this very subject. This is the reality of how timeshares are built and looked at by the developers and managers. Personally I think it unreasonable to put multiple people in a pullout or anyone on the floor. I also don't think they should allow 5 in a 1 BR not designed for it and I feel any child under 3 should count for occupancy.
I plan a family trip most years with 30-40 people and I pay for the accommodations. Normally 6-10 two BR villas, had 7 this summer at Marriott's Ocean Pointe. OP is set up like
DVC with all lockoff's. The studio side is a King plus pull out. 1998 was our first trip doing so. I get the accommodations and I invite people until we're full. The assumptions I make are no couples sharing a bedroom, no couples or older people on a pullout, no more than one teen/young adult or 2 kids on a pullout and not using the LR for sleeping with very rare exceptions. I can't think of an exception where this hasn't worked as planned other than the rare kids on the LR pullout. The ONE incident that did happen was one of the families (in laws of one of our children) asked if one of their relatives could go this very summer to Ocean Pointe. At the time I did not have a real bed to allocate to them if all went as planned and told them so. So they knew up front they might both have to sleep in a pull out and share the room but it worked out so they had their own studio. Next year I have 7 two BR at Marriott's Grande Ocean on HH, fortunately it has 2 regular beds in the second.