Is it correct that you can "make" reservations only during the first 8 months of your use year?
Meaning that if you didn't make the reservation during the first 8 months of your use year --for any time of the year-- that you could not decide to use points if your banking deadline had passed.
For example, if my banking deadline had passed and I decided then to make a reservation I could not...in other words, the reservation would have to be made before the banking deadline--even though the reservation time might actually be the last month of my use year. (unless I were to use borrowed points)
Can someone verify this?