Do you think it would be possible for 2 adults working at Disney full time to make enough to pay for the basics without having to live in a slum? Are schedules at Disney fixed so that you can have another job on the side?
Housing costs are dropping in Orlando, if you're looking at buying. Some of the projections over the next couple years, you may be able to afford to buy something nice if you wait it out a little, depending on how much other debt you're carrying, obviously. I was looking at moving back once the housing market bottoms out and recently CNN posted a list of which markets are still dropping and Orlando was at the top of the list. I think they project prices to drop by 1/3rd over the next few years. It's the city with one of the biggest drops over a longer period of time. Some areas will have bottomed out in the very near future, but what has happened in central Florida is just the tip of the iceburg right now.
IIRC, the full-timers did have fixed schedules. Every so often, they'd bid on what shifts they wanted. In my area, I remember people talking about getting the same shifts. So you do have a set schedule (CPs didn't - we filled in all the gaps left by regular CMs) if you could find a job that worked around that.
I don't know how lenient they are on OT now, but they let us pick pretty much as much as we wanted. And the policy was VERY generous.
*anything over 40 hours in a week, time and a half
*anything over 8 hours in a day, time and a half
*anything over 16 hours in a day, double time
*any shift that started less than 8 hours after the last shift ended, time and a half
*anything over 8 hours in a shift that starts less than 8 hours after the last shift ended, double time
* any 6th or 7th day in a week, regardless of total hours worked, time and a half
So it was VERY easy to bump your paycheck with just an extra shift or two. You aren't tied to your area. Whatever you're trained for, you could pick up a shift in other areas. It was VERY popular at the studios to pick up a shift at Fantasmic. It was, I think a 3-4 hour shift and you could easily bump yourself into overtime - either for the night, or if it's on your day off and will push one of your full 8 hour shifts into a 6th or 7th day.