Question here. The extra amount that was added to the dues at Hilton Head for the damage of Mathew, will that amount ever be removed or is it forever?Don't forget to include the high HH dues and special dues assessments due to storm damage. In addition once a DVC owner you tend to take additional vacations so add that cost.
Bill
I was thinking the same thing, in case I can't find the small amount of points I want on a contract. Just possibly buy more points and rent them out.
I was thinking that as well. Right now, during June, the weekday studio rates are $455 (tax included) each night. I just wonder how much the rates will rise in the future? At some point surely they will realize there might just be a ceiling to the price. At some point, prospective buyers may look at the cash prices and realize that they are beyond realistic and that Disney is just doing that to justify the increases in the yearly dues
Ya, I can totally see using them instead of renting. Lol.
We bought the right size contract for us, but had about 100 points in 2017 that we weren't going to use. We could have rented them, but instead, that turns out to be enough for 2 shorter trips (a 6-day and a 5 day) in 2018 if we bank them. So guess what we are doing... ?
As was said earlier, I don't think this is the best comparison as it skews the numbers towards purchase maybe a little too heavily. I think the best comparison is the next best alternative to DVC, whether that be renting points or 30% off room rate promotional savings. What I haven't seen discussed is that by buying at HHI you will not have a home resort advantage at ANY WDW property. This might be an issue if you are particular about your accommodations or want to travel at some of the busier times of the year.
Crisi it's all how you look at it. You are saving money. In fact, you are saving money five or six extra times per year!
Before DVC we spent a lot of money to go to Disney. Now we spend half as much five times as often. That works, right?
IMO there are only 2 ways to reasonably calculate the savings or added value of DVC. Those are what you'd pay if you didn't own DVC or the private rental price. In my view using DVC rack rates is a fools comparison unless one would have paid cash directly. One would compare that to the "cost" which is the upfront cost, dues indexed for inflation, any interest paid and the Time Value of Money/Opportunity cost. So it's a comparison of the cost to the savings using these variables. So the long term cost of 100 SSR points resale plus dues is somewhere in the $80K range. I used a return of 4.5% and dues inflation at 3% and used 2053 as the end point. Using Rentals and the same inflation, the savings is somewhere in the $20K range in future dollars using $15 per point. So roughly breaking even if you add in the long term risk but you do have more control and more options but also more commitment and long term risk.
