Buying Plan and not using all the credits

Daisy21015

Mouseketeer
Joined
Jun 19, 2007
Messages
228
I have been running the numbers and trying to figure out what is best for us. We tend to eat 2 TS meals a day or 1TS with breakfast in room (faster) and one CS.

We have too many ressies for the regular DP but when I add the oop to the plan price, the difference is that the plan is $75 more - but that $75 would be our snacks etc. The problem is that we aren't using most of our CS credits.

I also looked at the Deluxe DP which would more than cover our TS and give us twice the snacks (not sure we would use them) but we would have several left over meal credits. The difference in that plan and what I figured we would eat (bare bones) is $360

Any ideas suggestions?

Do any of y'all use the plan, not use all the credits and still make out or break even?
 
Boy that is a tough one. if it were me, I would pare down the TS I really wanted and try to take better advantage of the CS, that way you can feel like you are getting full value for the plan. Like you, I want to eat at more TS than the plan has credits for, but I figure there will always be another trip. I don't think the deluxe dinning sounds like it is the plan for you. Did you cost it out without the DDP?
 
I have been running the numbers and trying to figure out what is best for us. We tend to eat 2 TS meals a day or 1TS with breakfast in room (faster) and one CS.

We have too many ressies for the regular DP but when I add the oop to the plan price, the difference is that the plan is $75 more - but that $75 would be our snacks etc. The problem is that we aren't using most of our CS credits.

I also looked at the Deluxe DP which would more than cover our TS and give us twice the snacks (not sure we would use them) but we would have several left over meal credits. The difference in that plan and what I figured we would eat (bare bones) is $360

Any ideas suggestions?

Do any of y'all use the plan, not use all the credits and still make out or break even?

If you don't use all your credits, you're leaving money on the table - you're "spending" more in advance and not getting it back. Remember that the dining plans are money savers only if you eat the way the plan is set up.

We are not using either of the dining plans. For us, it doesn't make sense. First, we often prefer appetizers to desserts. And I know that I rarely, if ever, eat both an appetizer and a dessert with an entree at any meal.

If we had the DDP, we would order some appetizers OOP. But then we'd also have paid for a dessert that we probably wouldn't eat and would otherwise not have paid for. Or we'd share an appetizer & dessert.

If we do the DxDP, we'll have paid in advance for both appetizers and desserts, when we really want to pay for only one most of the time. And I could never eat both at more than one meal per day!

And sometimes we want just appetizers & desserts, no entree. None of the dining plans make provisions for that.

When you're checking out the dining plans, make sure you look at not only what you might want to eat at each restaurant, but how you actually would order if you were paying OOP. Are the restaurants where I can see ordering both appetizers & desserts, based on the menu? Absolutely! Would I really do that? Not often.

Remember, the dining plans are money-making propositions for Disney. They know that most people won't get their moneys' worth out of it, but will buy it anyway. It's like an "all you can eat" deal - restaurants know that most people won't eat much more than they would if it were not "all you can eat" so they'll make money on those people. Some people might eat more, but in the end, the restaurant makes more money. I know for my family, we just don't eat enough to make such deals a bargain for us.

The dining plan is also no bargain for us. I want to order what I want, when I want, and not have to worry whether it's on the plan, whether the restaurant takes the plan, whether I'm getting a $4 snack for my $4 credit when all I really want is a $2 bottle of water, how many credits I have left, etc. I think in the long run, I'll actually eat less and save money. (Food is fully paid for in my bank account, so I'll treat it as "prepaid" and not worry about the prices.)

Bottom line: Figure out, not if there's stuff on the dining plans that you'd eat, but how you would really eat if you were paying OOP. Then see what kinds of changes you would need to make to your eating habits to fit into the parameters of the plans, whether you're willing to make those changes, and whether making those changes will save you money.

The dining plans aren't for everyone.
 
Can't you use the CS meals for breakfast? The first people ready in the morning could run down to the food court and get some breakfast stuff to take back to the room for everyone else.

Even if you did that just a couple of mornings, you would use up a bunch of CS credits.
 

If it seems like you're not going to get your money's worth, then you probably won't.

We're doing the Dining Plan this time simply because my soon-to-be DH likes the idea of not having to worry about paying for stuff while we're there. However, we're paying OOP for one of our TS (it works out well for us, because we're doing CRT and you have to pay for that in advance anyways, then we have Jikos that is also a 2 credit meal Basically we're doing 11 TS credits on a 9 TS credit plan)
We'll probably save some money while on the DP, but more than likely we'll just break even.
However, I'm sure we'll use all our credits. He's hungry all the time and can eat a ton! If I was going with anybody else I'd probably skip the dining plan and split CS meals, but he's going to need his own, and will probably finish anything I don't eat.

If you have to pay OOP for more than a couple meals, but don't have enough to justify the Deluxe plan, then I'd either pare down a few meals, or skip the Dining Plan altogether.

As a PP said, Disney would never do anything unless it makes them money overall. They assume that most people will not do extensive research on their "discounts" so they won't know how to get the most for their money. They'll assume that they're "saving" and not actually pay attention to the fact that some restaurants are better "deals" than others, because of the price range.
he Dining Plan is a lot like the original ticketing system at Disney. You bought a booklet of tickets that you used to ride the rides. These tickets never expired, but quite a few people would leave the parks before they finished off all their tickets, and either never come back, or lose the tickets before they got the chance.
The DP credits expire at the end of your stay, so that helps them maintain their bottom line.
 
If you are buying the Deluxe plan there is no such thing as a CS credit. You get meal credits and can use them for CS or TS meal, there is no distinction. Many people make good use of those credits by booking 2TS meals (CRT, HDDR, Signature dinners). That way you get great meals sometimes a show, use 2 credits, but only take time for one meal. Also if you are staying Deluxe room service cost 2TS and is an option on the plan. In fact tips are included in the 2TS for room service.

If you buying the Basic plan you need to use the CS credits. The CS meals at the resorts are very good, large and filling. Those are sit down meals too, you just have Plan to use a few of those CS credits "at home". Also the CS credits can be used at the Grab & Go area in the resort, so you could get food for the road on your departure day.
 
I ran the numbers on the Deluxe dining plan for us last night, guessing what we would order. Even with not using 2 kids' meal credits b/c the kids would be at the kids' club that night, we still came out $100 ahead using the plan.

Of course that is doing 2 signature restaurants and CRT. (and we're going to the park more days than we're actually staying nights, so that made a big difference too.)
 
I had a hard time choosing between the DDP and the deluxe, DH and I would eat fine with the deluxe plan, a TS breakfast and a 2Credit TS dinner, for us it would have worked great, but our kids are 10 & 12 and the deluxe just wouldnt suit them, no way would either order any of the appetisers at the 2 TS restraunts or eat that amount of food, so I figured it was best to have us all on the regular DDP and DH and I can just pay OOP for any appy's that we want.
 
You may want to run the numbers on the regular DDP and paying OOP for the less expensive TS places that you want to go to.

Compare that number to the cost of the DxDDP.

Go with whatever is cheaper :goodvibes
 
Wow, y'all have given me so much insight and more to think about. I am going to go back, look over my list and do a bit more work on this.

Thank you so much.
 


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