Buy VGF or wait for Poly2?

[pinkxray]

I am just looking for a little feedback. My DH dislikes Disney and when I try ask his opinion his eyes start glazing over and I’m pretty sure everything I say goes in one ear and out the other.

I am a resale only, white card only. I bought sleep around points to test out different resorts and confirmed that I am a monorail resort lover. I am looking to sell my resale points for direct points. I really just want to always have access to new resorts and as a Disney fan, FOMO is probably the biggest factor.

GF is my favorite resort. It is my DD17’s favorite resort.(We will probably do mother/daughter trips every other year)

However, DH hates GF (and Disney in general but tolerates going once a year to spend time with the 5 and 7 year old who love it). He usually says he doesn’t care where we stay as long as it’s not GF. Once the kids get a little older I don’t seem him coming on any Disney trips very often.

Everyone in the family likes Poly. It’s a close number 2 for me. I just really prefer Gf and like the option to walk to MK. I also don’t think I will buy Poly2 if there is restrictions. I know people say it won’t matter for the direct buyer, I just don’t like them.

So should I just buy my favorite VGF now and use as sleep around points for a few years or buy Poly 2 when it opens. I would hate to wait for Poly 2 only to be disappointed I didn’t jump on VGF at it’s current price. (Only buying 150pts for now)

 

[Sandisw]

If your DH is on board to allow you to buy GF, then I say go for it and book Poly studios or other resorts when he goes.

You already know that if Poly tower has restrictions it won’t be a choice for you to own but your direct points will be good there no matter what.

So, that is why I would buy where you want to stay and not wait for something that very well will come with restrictions. .

 

[RoseGold]

What's wrong with the SAP? VGF has plenty of inventory now. Between Poly1 and VGF2, you should be able to book monorail fine with your SAP. It should be no problem to get a studio for the next few years, then sell when they age out.

Closing and commission are significant costs. I wouldn't trade out unless you need to or have a longer term plan, which doesn't sound like the case.

If you have FOMO for some future resort, reassess when that resort shows up and where your kids/husband are at with Disney. I don't see why you feel the need to buy the one resort your husband hates, when your SAP can do what you need right now just fine.

 

[pinkxray]

If your DH is on board to allow you to buy GF, then I say go for it and book Poly studios or other resorts when he goes.

You already know that if Poly tower has restrictions it won’t be a choice for you to own but your direct points will be good there no matter what.

So, that is why I would buy where you want to stay and not wait for something that very well will come with restrictions. .

Thanks @Sandisw! VGF is definitely where I’d like to stay!

What's wrong with the SAP? VGF has plenty of inventory now. Between Poly1 and VGF2, you should be able to book monorail fine with your SAP. It should be no problem to get a studio for the next few years, then sell when they age out.

Closing and commission are significant costs. I wouldn't trade out unless you need to or have a longer term plan, which doesn't sound like the case.

If you have FOMO for some future resort, reassess when that resort shows up and where your kids/husband are at with Disney. I don't see why you feel the need to buy the one resort your husband hates, when your SAP can do what you need right now just fine.

Thanks for your reply. It certainly made me stop and think a minute. Keeping what we have is certainly an option. Or even selling and buying BLT resale instead of our current resorts. Like I mention I guess I have a little FOMO as a resale owner. No Riviera, no BLT villains lounge. Who knows what else dvc will restrict in the future.

I’m not sure which way Poly will go with restrictions but I won’t buy anything that has them. If BLT had a firesale on a small amount of points I would jump on that. Unfortunately, VGF seems to be my best option to get the blue card at a monorail resort. Although DH doesn’t like the resort his response is pretty much do whatever makes me happy since he would be traveling every trip.

I am also looking to sell a 2042 resort in order to get a better expiration date.

 

[Nabas]

I am just looking for a little feedback. My DH dislikes Disney and when I try ask his opinion his eyes start glazing over and I’m pretty sure everything I say goes in one ear and out the other.

I am a resale only, white card only. I bought sleep around points to test out different resorts and confirmed that I am a monorail resort lover. I am looking to sell my resale points for direct points. I really just want to always have access to new resorts and as a Disney fan, FOMO is probably the biggest factor.

GF is my favorite resort. It is my DD17’s favorite resort.(We will probably do mother/daughter trips every other year)

However, DH hates GF (and Disney in general but tolerates going once a year to spend time with the 5 and 7 year old who love it). He usually says he doesn’t care where we stay as long as it’s not GF. Once the kids get a little older I don’t seem him coming on any Disney trips very often.

Everyone in the family likes Poly. It’s a close number 2 for me. I just really prefer Gf and like the option to walk to MK. I also don’t think I will buy Poly2 if there is restrictions. I know people say it won’t matter for the direct buyer, I just don’t like them.

So should I just buy my favorite VGF now and use as sleep around points for a few years or buy Poly 2 when it opens. I would hate to wait for Poly 2 only to be disappointed I didn’t jump on VGF at it’s current price. (Only buying 150pts for now)

DVC direct prices will only go up, certainly by the time Poly Tower is offered. Buying VGF direct now will cost less than Poly Tower later.

Conversely, with 200 Studios added, booking VGF at 7 months will become a lot easier to book than it has in the past. You'll still struggle to book anything at 7 months in some months (e.g. December) but VGF will no longer be impossible to book like it once was. Poly Tower will almost certainly remain difficult to book for several years but PVB should remain relatively easy to book.

If you plan to stay during one of the more difficult times of the year, then maybe wait for Poly Tower so that you are not always booking a resort that your spouse "hates".

But if you plan to stay during one of the slower times of the year, then buy VGF now while direct prices are less than they will be once Poly Tower is offered, explaining to your spouse that you also can book at PVB at 7 months for some variety.

 

[JoeyPeligroso]

What's wrong with the SAP? VGF has plenty of inventory now. Between Poly1 and VGF2, you should be able to book monorail fine with your SAP. It should be no problem to get a studio for the next few years, then sell when they age out.

Closing and commission are significant costs. I wouldn't trade out unless you need to or have a longer term plan, which doesn't sound like the case.

If you have FOMO for some future resort, reassess when that resort shows up and where your kids/husband are at with Disney. I don't see why you feel the need to buy the one resort your husband hates, when your SAP can do what you need right now just fine.

I agree with RoseGold. If you are able to accomplish what you want with your current SAP, it may make sense to wait till your whole family can agree on a direct contract and just keep what you have longer.

To the OP’s point, I also agree that one key to VGF is that it is the only WDW DVC on sale now (direct) that has no restrictions. Time will tell if future resorts take the same path RIV did with its restrictions. POLY2 is all speculation till the resort goes on sale. DVC can easily play to FOMO, so I hear you, but I would guess that this won’t entirely go away even if you do buy VGF direct now - POLY2 could be a separate resort and be wildly successful to the extent that direct VGF points don’t play well there at 7 months.

Personally, I bought VGF direct and I will certainly use them for SAP from time-to-time (so this can also be a strategy), but I would be hesitant to buy at a location that wasn’t good for my family. If I couldn’t get another resort at 7 months I would be very happy to stay at VGF and my family would also still be happy there - that was my thinking.

 

[dvc lover 1970]

Buy vgf now. If you wait he may change his mind

 

[pinkxray]

Thanks everyone for your replies. It is definitely a hard decision. I mentioned to DH last night that I was thinking maybe we should forget about VGF and he said to just do it.

We own two contracts. A very small 2042 contract that I bought specifically for Rundisney/weekend trip with DD17 trips. However, when I plan trips that don’t involve DH and only travel with DD or my sister we almost always want to stay at GF.

Our other contract is for our family trips, where we tend to stay at different resorts. I usually lean towards BLT for family trips and it does work well for us. If direct wasn’t so pricey for BLT that would probably be the best option for our family.

I did contact an agency about selling my small contract. I am thinking maybe sell that and buy 50 pts at VGF for my solo/girl weekends. Hold off until Poly 2 to purchase a contract for family trips. If Poly2 doesn’t work for us maybe buy BLT resale and forget about the blue card.

We are staying VGF2 in Nov. DH hasn’t stayed or seen any of the dvc rooms so we will check out the room options then. Maybe also walk over to the Poly 2 site.

We do tend to travel at busier DVC times. My favorite times are the week after Thanksgiving, Jersey week, Marathon weekend, Princess weekend and hope to stay for every holiday at some point. Although I have been pretty successful using our SAP to stay different places I have to obsessively stalk to get what we want. It would be nice to wake up at 11 months, book a room and be done. We are doing a split stay at VGF2 and Copper Creek this Nov. and I must have checked the website like 100 times a day to get those.

 

[SleeplessInTO]

Thanks everyone for your replies. It is definitely a hard decision. I mentioned to DH last night that I was thinking maybe we should forget about VGF and he said to just do it.

We own two contracts. A very small 2042 contract that I bought specifically for Rundisney/weekend trip with DD17 trips. However, when I plan trips that don’t involve DH and only travel with DD or my sister we almost always want to stay at GF.

Our other contract is for our family trips, where we tend to stay at different resorts. I usually lean towards BLT for family trips and it does work well for us. If direct wasn’t so pricey for BLT that would probably be the best option for our family.

I did contact an agency about selling my small contract. I am thinking maybe sell that and buy 50 pts at VGF for my solo/girl weekends. Hold off until Poly 2 to purchase a contract for family trips. If Poly2 doesn’t work for us maybe buy BLT resale and forget about the blue card.

We are staying VGF2 in Nov. DH hasn’t stayed or seen any of the dvc rooms so we will check out the room options then. Maybe also walk over to the Poly 2 site.

We do tend to travel at busier DVC times. My favorite times are the week after Thanksgiving, Jersey week, Marathon weekend, Princess weekend and hope to stay for every holiday at some point. Although I have been pretty successful using our SAP to stay different places I have to obsessively stalk to get what we want. It would be nice to wake up at 11 months, book a room and be done. We are doing a split stay at VGF2 and Copper Creek this Nov. and I must have checked the website like 100 times a day to get those.

Sounds like a good plan. Just be aware that 50 points at VGF generally doesn’t go as far as 50 points at the 2042 expiring resorts.

 

[Her Dotness]

Just be aware that 50 points at VGF generally doesn’t go as far as 50 points at the 2042 expiring resorts.

Very true.

If you haven't yet, compare the 2022 points chart to the 2023. Cheap points times have been shifted. We used to go the week before Thanksgiving which was next to cheapest. Now, it's been increased, resulting in our going in May next year.

You might still be hardpressed to get more than a single weekend night at VGF with 50 points at times you prefer unless you borrowed.

 

[pinkxray]

Thanks everyone for your replies. It is definitely a hard decision. I mentioned to DH last night that I was thinking maybe we should forget about VGF and he said to just do it.

We own two contracts. A very small 2042 contract that I bought specifically for Rundisney/weekend trip with DD17 trips. However, when I plan trips that don’t involve DH and only travel with DD or my sister we almost always want to stay at GF.

Our other contract is for our family trips, where we tend to stay at different resorts. I usually lean towards BLT for family trips and it does work well for us. If direct wasn’t so pricey for BLT that would probably be the best option for our family.

I did contact an agency about selling my small contract. I am thinking maybe sell that and buy 50 pts at VGF for my solo/girl weekends. Hold off until Poly 2 to purchase a contract for family trips. If Poly2 doesn’t work for us maybe buy BLT resale and forget about the blue card.

We are staying VGF2 in Nov. DH hasn’t stayed or seen any of the dvc rooms so we will check out the room options then. Maybe also walk over to the Poly 2 site.

We do tend to travel at busier DVC times. My favorite times are the week after Thanksgiving, Jersey week, Marathon weekend, Princess weekend and hope to stay for every holiday at some point. Although I have been pretty successful using our SAP to stay different places I have to obsessively stalk to get what we want. It would be nice to wake up at 11 months, book a room and be done. We are doing a split stay at VGF2 and Copper Creek this Nov. and I must have checked the website like 100 times a day to get those.

Sounds like a good plan. Just be aware that 50 points at VGF generally doesn’t go as far as 50 points at the 2042 expiring resorts.

Very true.

If you haven't yet, compare the 2022 points chart to the 2023. Cheap points times have been shifted. We used to go the week before Thanksgiving which was next to cheapest. Now, it's been increased, resulting in our going in May next year.

You might still be hardpressed to get more than a single weekend night at VGF with 50 points at times you prefer unless you borrowed.

Thank you for the reminder to check points charts. I haven’t even seen the 2023 points charts. I ran through a few weekends DD and I were thinking of booking and most of them aren’t horrible. My sister also loves Disney and we will probably do a weekend every few years in Jan or Feb. DD17 is in college right now so we would travel in Jan or May.
It looks like 50 points would cover us for a 3 night weekend stay every other year.

As far as buying our full amount of points for family trips……hmmmm. Bay Lake tower resale is looking pretty good. We typically do a mix of studios and one bedrooms when going to WDW, leaning towards one bedroom. However, we almost always stay at Universal for a few days so would only really need 4-5 nights in a one bedroom.
Will need to do some math and make sure it works.

 

[JoeyPeligroso]

Thanks everyone for your replies. It is definitely a hard decision. I mentioned to DH last night that I was thinking maybe we should forget about VGF and he said to just do it.

We own two contracts. A very small 2042 contract that I bought specifically for Rundisney/weekend trip with DD17 trips. However, when I plan trips that don’t involve DH and only travel with DD or my sister we almost always want to stay at GF.

Our other contract is for our family trips, where we tend to stay at different resorts. I usually lean towards BLT for family trips and it does work well for us. If direct wasn’t so pricey for BLT that would probably be the best option for our family.

I did contact an agency about selling my small contract. I am thinking maybe sell that and buy 50 pts at VGF for my solo/girl weekends. Hold off until Poly 2 to purchase a contract for family trips. If Poly2 doesn’t work for us maybe buy BLT resale and forget about the blue card.

We are staying VGF2 in Nov. DH hasn’t stayed or seen any of the dvc rooms so we will check out the room options then. Maybe also walk over to the Poly 2 site.

We do tend to travel at busier DVC times. My favorite times are the week after Thanksgiving, Jersey week, Marathon weekend, Princess weekend and hope to stay for every holiday at some point. Although I have been pretty successful using our SAP to stay different places I have to obsessively stalk to get what we want. It would be nice to wake up at 11 months, book a room and be done. We are doing a split stay at VGF2 and Copper Creek this Nov. and I must have checked the website like 100 times a day to get those.

Well, that’s good news - If everyone can feel ok about moving forward you have a good consensus! Copper Creek is also amazing, you’ll like it there as well!

 

[RoseGold]

Closing costs are 7-800$, and commissions are around 9%. Swapping these small contracts around is the most expensive way to do this. You'd be better off just renting points for many years, or making do with your SAP, waiting for future FOMO resort.

That said, BW points are not SAP. I would be selling those now while the getting is good, if you don't plan to use them for BW.

 

[pinkxray]

Closing costs are 7-800$, and commissions are around 9%. Swapping these small contracts around is the most expensive way to do this. You'd be better off just renting points for many years, or making do with your SAP, waiting for future FOMO resort.

That said, BW points are not SAP. I would be selling those now while the getting is good, if you don't plan to use them for BW.

This is really what I’m starting to lean towards. Dump 2042 for VGF and keep the SAP booking Bay lake tower when I can. I have pretty much always been able to book the 1 bedroom lake view when I wanted, which is perfect for our family.

I know this is unpopular but I don’t really like Epcot and we haven’t used our 2042 for that resort at all. Extending to a longer contract at a resort we will love seems worth it.

 

[Cyberc1978]

What's wrong with the SAP? VGF has plenty of inventory now. Between Poly1 and VGF2, you should be able to book monorail fine with your SAP. It should be no problem to get a studio for the next few years, then sell when they age out.

Closing and commission are significant costs. I wouldn't trade out unless you need to or have a longer term plan, which doesn't sound like the case.

If you have FOMO for some future resort, reassess when that resort shows up and where your kids/husband are at with Disney. I don't see why you feel the need to buy the one resort your husband hates, when your SAP can do what you need right now just fine.

Problem with VGF2 is the point cost for booking. Lake, lagoon and TP view are very costly point wise. I can't remember the split between the type of rooms but as always standard goes first. So even though much more people have the option to book VGF in general, your points wont last long. 32 Points for a studio TP view during weekdays in Oct is a lot of points.

Waiting for Poly2 and use those points at VGF2 will eat up your points fast due to you competing with other owners at 7 months for the standard view and you might end up with a lake, lagoon or TP view.

If you like and prefer VGF then either buy your points directly now then you have a fair shot at the standard view studios. Otherwise buy other resale points and use them at VGF but risk spending more points to get the lake, lagoon or TP view. If you do the latter your FOMO might kick in and then the first option might be better.

 

[redboat45]

If you're going to buy GF, I'd buy the full 150 so you can get that blue card. Otherwise, I don't see much of a point because with the many studios that they just added chances of getting a studio at 7mo is much better now.

We have a small, 25 point, BWV that I am thinking about ditching because 25 points just isn't enough to get much. However, it is grandfathered in and it's our blue card membership. The blue card doesn't get us much currently except for the merch discount and Epcot lounge, but that's not nothing.

 

[Sandisw]

Closing costs are 7-800$, and commissions are around 9%. Swapping these small contracts around is the most expensive way to do this. You'd be better off just renting points for many years, or making do with your SAP, waiting for future FOMO resort.

That said, BW points are not SAP. I would be selling those now while the getting is good, if you don't plan to use them for BW.

As a seller, you don’t typically pay closing costs of that nature.

No matter contract size it’s typically just the estoppel fee of $250 and I think another nominal fee.

 

[Sandisw]

This is really what I’m starting to lean towards. Dump 2042 for VGF and keep the SAP booking Bay lake tower when I can. I have pretty much always been able to book the 1 bedroom lake view when I wanted, which is perfect for our family.

I know this is unpopular but I don’t really like Epcot and we haven’t used our 2042 for that resort at all. Extending to a longer contract at a resort we will love seems worth it.

Sounds like a good plan. We sold BWV to buy at RIV in 2019 because we also wanted a longer expiration date as my adult kids wanted longer access..and we we’re making them joint owners with us.

Now they wanted RIV and I fell in love with it..had said when it first came out I’d never own there..changed my tune once I visited! Lol

We did add on at VGF this spring because with all the new resort studios we knew getting the larger units every trip..we always split stay..would now require home resort advance and our SSR points wouldn’t be as easy to use like they had been!

 

[sethschroeder]

option to walk to MK.

That new Poly tower will be like an extra 200 yards of walking (2 football field lengths).

I would not put that as a pro as the walk is long so you are saving maybe 5% of the walking.

Flip side you are now loser to the TTC from the new tower and likely cuts that walking by 20%.

 

[sethschroeder]

Copper Creek is also amazing, you’ll like it there as well!

That was my thought of maybe a place to try and see if the DH finds it more appealing.