connorsmom911
DIS Veteran
- Joined
- Jun 13, 2004
- Messages
- 1,025
Ok, so I'm trying to do as much research into DVC for my family as I can. Thanks to these boards for all of the great info!!! So, here is where I'm at...
Of course price is one of the biggest factors for us, so I've been looking resale at the less expensive contracts per point, and the properties with lower maintenance fees. We will probably do our own financing via home equity loan or line of credit, and because we're in Canada, we'll likely just put the MF on credit card each year (I'm correct that we CDN's get the option to do this???), get the points and then flip it to the line of credit or pay it off. Right at this immediate point in time we're not in a position to buy, but I do forsee it being feasible in the next 5 years (hopefully sooner before the exchange rate widens again but this won't be done until I've crunched numbers every which way known to man...it's just my nature...)
Right now we usually vacation in fall or early December, maybe late April or May. We've cruised (not DCL), done Daytona a few times, and WDW a couple times (honeymoon being one) and we love "Mickey's house" (well, me and DS a little more than DH...lets just say he's not at the "obsessed" stage I am). I would hope we'll do "big" vacations every few years and maybe smaller ones in between. We do have a 2.5 year old, so school vacations may become an issue later on (although I am one of those parents that believe in taking them out of school for family vacation...no flames please!!). Many members of our families are shift workers so celebrating holidays on the actual holiday is not a real issue, we just make our own "holiday" days. Right now I know my schedule years in advance, so planning 11 months out is feasible, but sometimes we're spontaneous, so less than 7 months is also possible.
Looking at the atmosphere of the resorts, I like the feel of OKW, always have...since my family took the tour back in '93 and my parents ALMOST bought (you should see the bruises from them kicking themselves!!!). Love the GV's and would like to be able to do that at least once for a big family trip (parents, sisters, grandparents, etc). I also like the feel of BCV and the close proximity to Epcot, although we are quite used to the bus system. We've only ever stayed at CBR and CSR, and honestly were ready to downgrade to ASMo for an impromptu budget trip so DS could stay with "Buzz", so we are accustomed to Mod/Value stays, never having stayed Deluxe. We could probably "suffer" with a studio stay for a number of years before upgrading to 1BR (I don't know how much I want to cook on vacation), and only plan to go every other year or even less (bank and borrow for one trip, then skip a year, bank and borrow again for the next trip etc).
Soooo, my question is what are the busiest seasons for DVC as far as trying to get bookings at home vs non-home resorts. Yes, I get that Xmas/NY and Easter will be next to impossible at a non-home resort, but how about other times of the year? I don't have my heart set on BCV as a home resort, although it would be nice. I just see that resales/maint fees might be less at OKW. Or what about HH or VB? I've read the adage "buy where you want to stay" but then there's some posts that say that's not as important as everyone makes it out to be. Can you reasonably buy at HH or VB and never stay there, just staying at WDW properties going the times of year that we usually travel?
Any help or advice is always appreciated! Thanks in advance.
Tracey
Of course price is one of the biggest factors for us, so I've been looking resale at the less expensive contracts per point, and the properties with lower maintenance fees. We will probably do our own financing via home equity loan or line of credit, and because we're in Canada, we'll likely just put the MF on credit card each year (I'm correct that we CDN's get the option to do this???), get the points and then flip it to the line of credit or pay it off. Right at this immediate point in time we're not in a position to buy, but I do forsee it being feasible in the next 5 years (hopefully sooner before the exchange rate widens again but this won't be done until I've crunched numbers every which way known to man...it's just my nature...)
Right now we usually vacation in fall or early December, maybe late April or May. We've cruised (not DCL), done Daytona a few times, and WDW a couple times (honeymoon being one) and we love "Mickey's house" (well, me and DS a little more than DH...lets just say he's not at the "obsessed" stage I am). I would hope we'll do "big" vacations every few years and maybe smaller ones in between. We do have a 2.5 year old, so school vacations may become an issue later on (although I am one of those parents that believe in taking them out of school for family vacation...no flames please!!). Many members of our families are shift workers so celebrating holidays on the actual holiday is not a real issue, we just make our own "holiday" days. Right now I know my schedule years in advance, so planning 11 months out is feasible, but sometimes we're spontaneous, so less than 7 months is also possible.
Looking at the atmosphere of the resorts, I like the feel of OKW, always have...since my family took the tour back in '93 and my parents ALMOST bought (you should see the bruises from them kicking themselves!!!). Love the GV's and would like to be able to do that at least once for a big family trip (parents, sisters, grandparents, etc). I also like the feel of BCV and the close proximity to Epcot, although we are quite used to the bus system. We've only ever stayed at CBR and CSR, and honestly were ready to downgrade to ASMo for an impromptu budget trip so DS could stay with "Buzz", so we are accustomed to Mod/Value stays, never having stayed Deluxe. We could probably "suffer" with a studio stay for a number of years before upgrading to 1BR (I don't know how much I want to cook on vacation), and only plan to go every other year or even less (bank and borrow for one trip, then skip a year, bank and borrow again for the next trip etc).
Soooo, my question is what are the busiest seasons for DVC as far as trying to get bookings at home vs non-home resorts. Yes, I get that Xmas/NY and Easter will be next to impossible at a non-home resort, but how about other times of the year? I don't have my heart set on BCV as a home resort, although it would be nice. I just see that resales/maint fees might be less at OKW. Or what about HH or VB? I've read the adage "buy where you want to stay" but then there's some posts that say that's not as important as everyone makes it out to be. Can you reasonably buy at HH or VB and never stay there, just staying at WDW properties going the times of year that we usually travel?
Any help or advice is always appreciated! Thanks in advance.
Tracey
