4 kids and all 4 had or need braces. When I was active duty military dental insurance coverage was $1500. Now that I am retired, I shopped around and narrowed dental insurance to two plans that were only about $1.00 difference in annual cost. One was $1500 in ortho the other $2500 so I went with the $2500 which is offered through my husband's company.
Keep in mind most ortho now do phase 1 and 2.
My oldest DS went through phase 1. Phase 2 was to fix a bottom tooth that is slanted forward that he said could eventually slant the rest. He did not want phase 2, so since he about 16 or 17 at this time I just didn't push for phase 2 and he has never complained.
Second DS had braces in one straight shot. Same ortho but he didn't need phases.
Daughter (currently 12) has had phase 1 and will need phase 2. She is ready for phase 2 now and ortho keeps calling but with new dental plan we have to have it for at least 1 year to use ortho benefits, so one year will be January. DD had phase 1 when she was in 2nd and 3rd grade.
Third DS (currently 13) we have known since DD phase 1 that he needs braces, but ortho says he will need one phase as well and is now in the time frame to get it, but again, waiting until January.
If i were you, take your child to an ortho for an evaluation. At the evaluation they go over the cost and payment plan. It is not uncommon to get two or three evaluations to find the ortho you like and that works for your needs. We LOVE our ortho. He is so nice. He will actually take the braces off and put them back on for a special occasion like prom. We haven't had him do this but know a few of his patients who have.
I guess it's sad that I have NO IDEA how much we paid out of pocket. I am sure I have the evaluation with prices filed away somewhere but for me.
