Interesting experience here this morning. We had a June/July Aulani trip that we had to cancel, some of which was reserved with borrowed points. The borrowed points had not yet been returned to their original use year, so were all still showing in 2020. I made a December 2020 reservation for Grand Californian this morning, but didn't like how it took points from my two contracts, so I had to cancel it and call Member Services to get it fixed. The CM started off by returning all 2021 borrowed points to 2021 UY. She then went in and made the new reservation, borrowing back 97% of the 2021 points from one of our contracts (about 60% of our total 2021 points, across both contracts) to do so. I didn't point this out to her, as this would be my preferred point allocation, but I was very surprised. Not sure if they would subsequently cancel or change (we DO have enough points for the reservation without borrowing more than 50%, they could just move points around) a reservation that was manually created by a CM, as opposed to one I made in the online system...I guess we shall see.
I had the same thing happen. The CM told me it was easier for her to return everything to where it came from and then redo the reservation. (she had to cancel it entirely to do it but I wasn't really worried about OKW availability going away mid-process) My understanding is as long as they wind up re-borrowing less than you had before and/or it's under the 50% rule, the reservation is fine and they are happy to do this.
Regardless, the policy update FAQ actually explicitly says they are only looking at reservations made ONLINE to see if they use > 50% borrowed points. Since the CM did it, it shouldn't be canceled.
Bruce
I had the same thing happen. The CM told me it was easier for her to return everything to where it came from and then redo the reservation. (she had to cancel it entirely to do it but I wasn't really worried about OKW availability going away mid-process) My understanding is as long as they wind up re-borrowing less than you had before and/or it's under the 50% rule, the reservation is fine and they are happy to do this.
Regardless, the policy update FAQ actually explicitly says they are only looking at reservations made ONLINE to see if they use > 50% borrowed points. Since the CM did it, it shouldn't be canceled.
Bruce
How long do you think they will have the borrowing restriction in place? I am waiting to close on a 75 point contract at Poly and that won't get me very far with this restriction.
The answer is probably here and I’m just not recognizing it as such I’m sorry. Have a June stay made before the restriction with more than 50 percent borrowed. If I want to move it to August is it ok or am I in danger? Thanks.
I've read a report where an owner was told by MS that if they changed then the points would be unborrowed - and the 50% rule would become effective. They stated it was reservations that were in place, and unchanged, that would be allowed to remain with points borrowed over the limit. I'd check before making a change so you know for certain.The answer is probably here and I’m just not recognizing it as such I’m sorry. Have a June stay made before the restriction with more than 50 percent borrowed. If I want to move it to August is it ok or am I in danger? Thanks.
I've read a report where an owner was told by MS that if they changed then the points would be unborrowed - and the 50% rule would become effective. They stated it was reservations that were in place, and unchanged, that would be allowed to remain with points borrowed over the limit. I'd check before making a change so you know for certain.
I've read a report where an owner was told by MS that if they changed then the points would be unborrowed - and the 50% rule would become effective. They stated it was reservations that were in place, and unchanged, that would be allowed to remain with points borrowed over the limit. I'd check before making a change so you know for certain.
was your reservation cancelled?Has anyone else been able to borrow more than 50% of points since the restriction? We were able to borrow 100% and the reservations have not been cancelled for some time now.
This has be aggravated. We have a small contract that we bought as an add on. They wouldn’t let me borrow all 50 points, but let me borrow 25 and purchase 24 one time use points. Where is the logic there???
You will be fine since you borrowed before the start of this restriction.