borrowing points then canceling reservation

BcIcemen

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If I borrow points for a stay then cancel I know that the points go into the current use year. My question is can I bank those points?TIA
 
If I borrow points for a stay then cancel I know that the points go into the current use year. My question is can I bank those points?TIA
No, and it’s a good question to ask, you should definitely plan and ahead and think out how you reserve your stay.

For instance, my stay next month: I borrowed some points to originally book a stay for April at 11 months. Later I modified the reservation at 7 months and that reservation used fewer points. This left me with leftover points for this use year. I was able to bank those into next year, but if I had thought about it up front I would have booked 1 less day originally and borrowed fewer points than I needed when I was modifying at the 7 month point. Then I wouldn’t have banked points in next year’s use year. It’s not a big deal, but because of those banked points, next year I will have to do a split stay.

You can’t always avoid something like that anyway, but if you think ahead you can minimize it.
 

No, and it’s a good question to ask, you should definitely plan and ahead and think out how you reserve your stay.

For instance, my stay next month: I borrowed some points to originally book a stay for April at 11 months. Later I modified the reservation at 7 months and that reservation used fewer points. This left me with leftover points for this use year. I was able to bank those into next year, but if I had thought about it up front I would have booked 1 less day originally and borrowed fewer points than I needed when I was modifying at the 7 month point. Then I wouldn’t have banked points in next year’s use year. It’s not a big deal, but because of those banked points, next year I will have to do a split stay.

You can’t always avoid something like that anyway, but if you think ahead you can minimize it.
I am doing the same thing. Just double checking
 
Best way to think of it is that points get to move UYs only once. So, they can either go forward by banking, or go backward by borrowing.

But, once moved, they are stuck where you put them.
 
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I was wondering about this the other day in a scenario where multiple trips are booked.

I'm thinking of the following:

Feb UY
August trip for 200 points from Feb 2022 UY already booked
January trip for 100 points that are borrowed from Feb 2023 UY booked today

If January trip is cancelled prior to July 31 can the points be banked to 2023? I'm assuming the August trip automatically uses the borrowed points but I'm not certain.
 
I was wondering about this the other day in a scenario where multiple trips are booked.

I'm thinking of the following:

Feb UY
August trip for 200 points from Feb 2022 UY already booked
January trip for 100 points that are borrowed from Feb 2023 UY booked today

If January trip is cancelled prior to July 31 can the points be banked to 2023? I'm assuming the August trip automatically uses the borrowed points but I'm not certain.
Not sure but you may have to modify the August trip or call MS in order to use those borrowed poits being that August is already booked. I am sure there are people here with more knowledge than me that can weigh in.
 
I was wondering about this the other day in a scenario where multiple trips are booked.

I'm thinking of the following:

Feb UY
August trip for 200 points from Feb 2022 UY already booked
January trip for 100 points that are borrowed from Feb 2023 UY booked today

If January trip is cancelled prior to July 31 can the points be banked to 2023? I'm assuming the August trip automatically uses the borrowed points but I'm not certain.

If you cancel the January trip with borrowed points at least 31 days prior to your August trip, then you can modify it and have it use the borrowed points and free up 2022 points, which you can then bank.

It is not automatic. You must do it yourself online or call MS to do it. Once you are within 31 days of the August trip, then it won’t work because any 2022 points free up will now be in holding, and can’t be banked any longer.

As mentioned, once you borrow points they are stuck and can no longer go back.
 



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