Borrowed Point Question

[Rambler5678]

Can borrowed points be transfered? I own two contracts and want to transfer my coming years points from one contract to the other to utilize the 11 month window.

 

[RobDoc]

No, borrowed/banked points cannot be transferred. However, transferred points can be banked.

If both contracts are under the same membership, there is no need to transfer since they can easily be used for any reservation. If they are from different memberships you can still use the points for a single reservation as long as you reserve as many individual nights from each contract and then have MS link the dates together into one seamless reservation. As long as both contracts have the same Home Resort, this can all be done at 11 months for that resort. If they are different resorts you can't combine the points until 7 months - even if you transfer them into the same contract.

We have had as many as four different memberships and have never needed to transfer points.