booking fewer nights at home resort-to change to lesser resort at 7 months

[Dznypal]

we have 82 points for our Jan 2021 trip --we have 100 points contract at poly with a aug use year

heres my problem we like to stay 5 or 6 nights so weve been borrowing right along weve only been members since 2016

what were planning on doing next year is booking the poly for say maybe 4 nights just to have something booked and wed like to try to stay at a "cheaper points" (if that makes sense)

so say I book poly for 4 nights at a total of 60 points--at 7 months out we can get say OKW for 6 nights for the same 60 points

what Im trying to advoid is using and borrowing all the points needed for 6 nights at poly changing resorts at 7 months and then the extra points would go into holding (is this right) and I know we wouldnt use them

I hope this makes sense--any other tips would be greatly appreicated--thanks all

 

[Sandisw]

Points only go into holding if you change or cancel 31 days or less from check in. So that wouldn’t be an issue,

If you have to borrow, and then change a reservation for less, the reservation would use the borrowed pots first, and free up any of your current UY points, which could then be banked.

So, if you booked 6 nights at Poly, it’s 99 points for SV. with the 82 points you have, you’d need to borrow 17.

At 7 months, if you could find 6 nights elsewhere for less, it would use the 17 borrowed first.

As long as your borrowed points are less than the reservation, you should be fine

 

[wishicouldgomoreofte]

I think your idea of initially just booking 4 Poly nights is great. Depending on when in Jan, you should be able to find SSR and AKV availability, unless you are looking forward to OKW. Or you could just wait until July and book then. No reason to borrow points now if you don't intend to keep it.
Check for races and the other things that happen in Jan (sorry I don't remember) to see if they conflict with your dates before you decide.

 

[Dznypal]

thanks so much for the very helpful replies--they were very easy to understand--what sort of gets me confused is our 1st trip we were able to change to BLT at 7 months _we always go the end of Jan) the day we were to leave my DH gets the flu so that night before midnight I had to cancel everything--so of course those points went to holding--which I wasnt sure how that worked since this was our 1st trip--we were lucky enough to be able to get SSR for the 6 nights although I had to waitlist the last night--I sure learned alot that trip!!! and fast!!!

but now I have one more question--in my dashboard it says I have 0 for 2019 so with a aug UY that means those points are from aug 2019 through aug 2020 is that correct

and then it shows 2020 as 82 points so that goes from aug 2020 to aug 2021 am I understanding this right--

if my plans go as Im hoping Ill book poly soon like I said so for sure we have a place planned--then 7 months out which would be towards the end of June I switch to a lesser point resort--trying to save a few points instead of always borrowing since eventually well run out of points to borrow--
so would I bank the leftover points at that time or is it march of 2021 I would need to bank them--

I ve actually started a notebook so I can keep track of all this!!

thanks again

 

[Sandisw]

thanks so much for the very helpful replies--they were very easy to understand--what sort of gets me confused is our 1st trip we were able to change to BLT at 7 months _we always go the end of Jan) the day we were to leave my DH gets the flu so that night before midnight I had to cancel everything--so of course those points went to holding--which I wasnt sure how that worked since this was our 1st trip--we were lucky enough to be able to get SSR for the 6 nights although I had to waitlist the last night--I sure learned alot that trip!!! and fast!!!

but now I have one more question--in my dashboard it says I have 0 for 2019 so with a aug UY that means those points are from aug 2019 through aug 2020 is that correct

and then it shows 2020 as 82 points so that goes from aug 2020 to aug 2021 am I understanding this right--

if my plans go as Im hoping Ill book poly soon like I said so for sure we have a place planned--then 7 months out which would be towards the end of June I switch to a lesser point resort--trying to save a few points instead of always borrowing since eventually well run out of points to borrow--
so would I bank the leftover points at that time or is it march of 2021 I would need to bank them--

I ve actually started a notebook so I can keep track of all this!!

thanks again

All correct! Those Aug 2020 points have to be banked by March 31st, 2021.

The earliest you can bank is August 1st, 2020. You can’t bank until the UY officially starts.