About the non-entertainment rate nights...don't forget that as a disboards member you have a 15% discount off rack rate at hojo. Or if you're an AP holder you can have a 20% discount off rack rate. And you can switch a day's rate to entertainment, should that rate be added for that day in the future.
there have been some combinations and times and choices where some people have found that a package is better, but I haven't found that for myself. We did book a package for our first BIG trip, but I realized later that even with the same hotel choice, I could have done better by using the AP rate on the hotel (we were already planning on upgrading our hoppers to APs) and doing things separately.
Just run the numbers, see if anything in the packages is worth paying however much more for, and have fun!