In my experience, AAA has not been the best
travel agent to use. Why not check out prices from
Dreams Unlimited, cruisetraveloutlet, allseas, etc. It's the same cruise, no matter which agent books it. In my experience, AAA doesn't have anything to offer (other than the mugs) that isn't available from any other agency!
The biggest way to save $ with booking the land/sea separately is if you won't use all the days or all the features of the UPH passes. For instance, we typically arrive about 3 pm, so don't "waste" a park admission on the first day. We get to the resort, hop in the pool, unpack, and do dinner at Chef Mickey's. That way, the kiddo can see characters and feel "Disney-ish"....you might even walk around downtown Disney or just hang at the resort.....Watch the electric light show from the Contemp or go to the movies at Fort Wilderness after dinner, and you've had a full day.
Ditto on the day you leave for the ship...we don't go to the park that morning. We do a character breakfast. If you book the land/sea, you have paid for park admission on those days. We buy Park Hopper Plus passes (which never expire!) at the local
Disney store (also available on line, etc.)
Booking separately also gives you more flexibility as to which hotel goes with which category of cabin on the ship.
Check out
www.mousesavers.com for current discounts available.