ExPirateShopGirl
<font color=blue>My posts are sanitized for your p
- Joined
- Feb 20, 2005
- Messages
- 5,044
That's funny. I use our vision insurance to get the eye exam and avoid using it for eyewear. I like my progressive lenses and even with the insurance they can cost $300 and up. I typically order from Zenni about 5 or 6 pair a year for under $250.
Yeah, I have to admit: our vision insurance is a great benefit. All four of us wear glasses, and at only $20/month for the coverage it pays off in spades.
We rarely use the "annual eye exam" part of the coverage because of the limits on the doctors in the plan. Our regular medical insurance allows one vision exam per year in network and the copay is only $5 more than the vision insurance copay with a much bigger network of providers.
The only hitch with the vision insurance is contacts vs. glasses. The policy will pay for only one or the other, and only for new glasses every two years. Basically what we do is use the vision insurance only for glasses. Our eye doctor, covered through our regular medical, offers a GREAT discount on contacts so my daughter and I get our contacts through the them and we all get our glasses from Lens Crafters.
Last year, three of the four of us needed new glasses. As I said mine retailed for over $600, my husband's for $450 and my son's $285. We paid less than $400 for all three.