Being a SAHM/D with "help" from the government?

Is it ok to be a SAHParent if you need government assistance to do it?

  • Sure, Stay home is expensive. Take all the help you can get.

  • No, it's up to you to raise your family.


Results are only viewable after voting.
As someone else said, there must be circumstances we don't know about, or they don't care to share with you. It's just not that easy any more, if you are able bodied (at least in NY State) to get welfare (and the kids don't have some underlying problem that they need to have you home to take care of them, just because you have kids or want to stay home. Welfare has training places all over, and you have to get a job..that job may be very low paying, so you would qualify for some things, but they have many employees set up to hire through the welfare situation.
I didn't take the poll, because it was too cut and dry..not enough choices.
 
I think if both parents are able-bodied and at least one of them can find a job that allows the other to stay home, then that's what they should do.



I'll have to respectfully disagree with you there.
It is not the be all end all of parenting BUT...I am one of those people who believe that if it is possible for you to stay home with your kids you should. I would rather sacrafice those 'extras' than miss out on this precious time with my child.
DH and I haven't been to a movie theatre in almost 4 years. We rarely eat out and when we do, it's usually because somebody has offered to take us out (like the In-laws..they do this about 2X per month). We usually don't go anywhere that's not free or will be low-cost. We have cable, but it's the second most basic pkg they offer (the most basic pkg is only local channels we could pick up with an antenna anyway if we wanted). We have DSL, but only because DH needs it so he can work from home part time.

If both parents HAVE to work to make ends meet, that's one thing. If both parents CHOOSE to work so they can have those niceties, those extras, then that's your bag. I won't criticize you for it because that is your decision. I've made my decision and I'm happy with it. If you are happy with yours, then good for you.

Ladyjean

It's fine to disagree - it's a loaded issue. My problem always comes when one group insists their side is "better." Quite honestly, I can't even remember who had children in child care and who stayed home over the years when I look at my grown daughter's peer group. None of the kids seemed to turn out very differently, even though some had full time moms and some had full time babysitters. They all seem to be happy, well adjusted college students today.

I think it's totally a personal decision, and each of us makes the decisions that are best for her family. I just think there's a way to have children, make a living, and see a movie once in a while. It doesn't have to be either/or. As I said before, I've never been one to think doing my own daytime child rearing was something that I wanted to sacrifice our lifestyle to be able to do.
 
I agree... if you are at home and getting assistance while genuinely looking for a job, then I won't say anything. Or if you are disabled and home, I have no right to say anything at all with that. Something along those lines I am okay with.

But two able bodied people and one choosing to stay home. Nope, don't see the need. And this comes from a SAHW. It is our choice to have me stay home.

I agree with you. I voted yes,becuase there may be a situation that is warranted it. I am a SAHW by choice, and I would not want nor need the help, but sometimes for every normal situation, there may be one or two that aren't
 
I know of people online who do this - there were huge threads on two of the Mommy boards several times - and I think it's wrong. I think it's especially wrong when people are bidding on Gymboree wardrobes on eBay. Pretty sure the amount spent on clothes could have been spent on the groceries they got with WIC instead. (I'm not saying they shouldn't buy clothes, but Gymbo? C'mon!)
 

I definitely have mixed feelings on this issue, but, I tend to support being a SAHM/D with government assistance. There are so many types of government assistance; one common one that is frequently overlooked is public schools. I don't have any children in the public schools, but, I do own a home, and I pay property tax, thousand of dollars annually. A good chunk of that goes to pay for public schools. It cost $11,000 per year per student to run the public schools in my district. In contrast, I pay tuition to send my son to my parish Catholic school, because that is something I value. It is worth the extra $3800 per year to send him there, in addition to the $5000 or so I am paying for the public schools. It only costs about $5000 or so, or less than half as much, to educate a child in the Catholic school. Why the descrepency? Not sure why, but technically, every SAHM, no matter what her hubby earns, is getting government assistance if her kids attend public school.

Now, I look at my family of origin. We had four children. We are all grown now, and we all have doctoral level educations. My brothers are attorneys, my sister a PharmD, and I am a MD. My father was injured on the job when I was about 12 years old. The social environment was different in the late 60's than it is today, and he was laid off because of his injury. So, he was 45 years old, without a college level education, working a labor type job, and laid off because of a back injury. I don't think he was malingering. My brother has back problems which have a genetic basis, and I think that I might have them also. But, we work in fields in which we use our brains and not our brawn. I personally know doctors who are totally wheelchair bound, and able to do their job. I know I could. But, my dad couldn't. We lived on "public assistance" all the way from junior high to graduation from undergraduate. That's what you call my dad's SSI payments that he got until we finished college. We also were all bright enough to get scholarships and grants to pay for our undergraduate education. I personally graduated with a total loan balance of $700 at 5% interest. I didn't owe anything else. I got scholarships and grants and worked part time to pay the rest. The situation was similar for my siblings.

My point is: how does an outsider know the specifics of a situation involving a parent who doesn't work? You don't. I give everybody the benefit of the doubt, and I don't want the health or welfare of a child to suffer because the parents don't have enough money to pay for medical care or nutritious food. As a doctor who takes medicaid, I know I would rather be getting the little bit that medicaid pays rather than writing off the total amount owed when a patient can't pay. Morally, I can't turn a patient away because they are indigent, but, why should my family starve because I don't get paid. In our state, low income parents can purchase a health insurance plan through medicaid. So, just because a patient has medicaid doesn't mean they are getting something free, and just because a person works doesn't mean they can afford private health insurance. I try to treat everybody the same, whether they are rich or poor, insured or not. People are people, and we all deserve basic human respect.
 
It bothers me. We don't feel financially ready to have children yet because we were raised to believe you care for your own family and not expect others to do so yet other couples are choosing to have more children and expecting the gov (aka citizens) to pay the bills. An 'oops' pregnancy is one thing, but trying to have multiple children is another.

It's irresponsible and selfish, imo. Staying home is a luxury, not a right. If you can't afford the luxury, you work. Or you do split shifts. Many marriages have done that for many years because it was the luxury they wanted. It's all in the choices you make.

Unfortunately, some people aren't raised the same way. *shrugs*
 
I definitely have mixed feelings on this issue, but, I tend to support being a SAHM/D with government assistance. There are so many types of government assistance; one common one that is frequently overlooked is public schools. I don't have any children in the public schools, but, I do own a home, and I pay property tax, thousand of dollars annually. A good chunk of that goes to pay for public schools. It cost $11,000 per year per student to run the public schools in my district. In contrast, I pay tuition to send my son to my parish Catholic school, because that is something I value. It is worth the extra $3800 per year to send him there, in addition to the $5000 or so I am paying for the public schools. It only costs about $5000 or so, or less than half as much, to educate a child in the Catholic school. Why the descrepency? Not sure why, but technically, every SAHM, no matter what her hubby earns, is getting government assistance if her kids attend public school.
Now, I look at my family of origin. We had four children. We are all grown now, and we all have doctoral level educations. My brothers are attorneys, my sister a PharmD, and I am a MD. My father was injured on the job when I was about 12 years old. The social environment was different in the late 60's than it is today, and he was laid off because of his injury. So, he was 45 years old, without a college level education, working a labor type job, and laid off because of a back injury. I don't think he was malingering. My brother has back problems which have a genetic basis, and I think that I might have them also. But, we work in fields in which we use our brains and not our brawn. I personally know doctors who are totally wheelchair bound, and able to do their job. I know I could. But, my dad couldn't. We lived on "public assistance" all the way from junior high to graduation from undergraduate. That's what you call my dad's SSI payments that he got until we finished college. We also were all bright enough to get scholarships and grants to pay for our undergraduate education. I personally graduated with a total loan balance of $700 at 5% interest. I didn't owe anything else. I got scholarships and grants and worked part time to pay the rest. The situation was similar for my siblings.

My point is: how does an outsider know the specifics of a situation involving a parent who doesn't work? You don't. I give everybody the benefit of the doubt, and I don't want the health or welfare of a child to suffer because the parents don't have enough money to pay for medical care or nutritious food. As a doctor who takes medicaid, I know I would rather be getting the little bit that medicaid pays rather than writing off the total amount owed when a patient can't pay. Morally, I can't turn a patient away because they are indigent, but, why should my family starve because I don't get paid. In our state, low income parents can purchase a health insurance plan through medicaid. So, just because a patient has medicaid doesn't mean they are getting something free, and just because a person works doesn't mean they can afford private health insurance. I try to treat everybody the same, whether they are rich or poor, insured or not. People are people, and we all deserve basic human respect.

Just because we're SAHM does not mean that we do not pay property taxes and in our case we pay more income tax than singles due to the marriage "penalty" so we pay dearly for our "free" public education.
 
My first thought is absolutley no way. If you can work then you should. BUT- childcare is expensive and the other parent may not make enough money to pay for childcare and have money to help with the household. So I can see where there might be exceptions. I don't however believe people should plan to have kids based on public assistance. Things happen sometimes that are out of our control but to plan to have a child while saying "well, I can collect welfare for X amount of years so I can stay home" is just wrong to me. JMHO.
 
I worked until our older dd was 5, I was 37. The last year of work, we banked my entire salary just to make sure we could make being a SAHM feasible. 2 yrs later our younger dd, who is developmentally delayed was born. She has multiple delays, and receives therapy for them during the day. I often wonder what I'd do if something happened to dh.

I'd have to go back to work, at some point, savings and life insurance would run out. I do have a BA in History, and worked in banking for many years, so I'm confident I could return to the workforce.

FWIW, even though it looks like these folks are getting over on the system, imagine being them. I think they're making a huge tradeoff in dignity and self-respect. That cost is way too high, IMHO.
 
If your child care/work expenses would cost more than you're able to earn, then I say yes. Otherwise, I'd have to say no.

This is a very good point. I also agree that Wic and food stamps are different then actually receiving aid.

I also think how long you stay home makes a difference. It can be hard to put kids in childcare when they are babies, but as they become more social it can be good for them. I love being at home with my kids, but if I wasn't laid off from my decent paying job part time job with flexible hours when I was pregnant with my 2nd child, I would still be working there today. It was too good of a situation to quit. I did take unemployment for 6 months after. No one was going to hire a pregnant women I was rather pissed at the company for changing the severance package and shorting me 6 weeks of severance pay right before laying me off. In fact the company encouraged me to take unemployment and helped me fill out the paper work. I did not re-apply at the end of 6 months for an extension, but I could of and most likely would of got it.
 
No, but by the same token childcare for working people shoudn't be subsidized or a tax deduction, either.
 
We waited to have children and paid off all of our debt except the mortgage in order for me to have the option to stay home so no, I don't want to subsidize someone else's choices.

I have an acquaintance who is pregnant with number 7. She is always saying how "blessed " they are because she can stay home. I know they receive some assistance and I know that many people in the community feel sorry for them and give them things. For example, whenever our church had a dinner they would give them the leftovers because they wanted the children to be well fed. It always annoyed me because I know there were other families who were dealing with job loss or other situations who needed it more.
 
It's not for all income levels. I lost all my credits/deductions about 2 years ago.

I know when I was working 3 years ago we were able to have a tax deduction for a certain amount of our child care expenses. It wasn't that much, but it did help. We are far from what I consider rich, but our income is firmly in upper middle class range.
 
I know when I was working 3 years ago we were able to have a tax deduction for a certain amount of our child care expenses. It wasn't that much, but it did help. We are far from what I consider rich, but our income is firmly in upper middle class range.


I used to get this also, but our income hit that "level" about 2 years ago. If I told you are combined income, you might think it was upper middle class also, but considering I live in the DC area, it's nothing. I consider myself VERY middle class but based on my inflated salary due to the area, the IRS doesn't think so!

Also, what doesn't help is that my husband has an employer-funded 401K/pension and we can't "shelter" any income. I know we are better off in the long run, but we can't shave anything off his income like I can with mine (401K, medical costs, etc.) I cut $15K off my income each year with the 401K. If my husband could do the same, we might be able to get that tax break again.
 
When I had my children (I live in East TN) I was asked if I wanted to be on WIC. (I was a full time college student/waitress) at the time. I told them no-they looked shocked as to why wouldn't I want something for free? i told them that I could afford to take care of my babies. Sure, extra money would have made it easier but I knew i could do it and didn't feel it was right. I personally feel it is not right to take WIC if you are not in desperate need.
 
I used to get this also, but our income hit that "level" about 2 years ago. If I told you are combined income, you might think it was upper middle class also, but considering I live in the DC area, it's nothing. I consider myself VERY middle class but based on my inflated salary due to the area, the IRS doesn't think so!

Also, what doesn't help is that my husband has an employer-funded 401K/pension and we can't "shelter" any income. I know we are better off in the long run, but we can't shave anything off his income like I can with mine (401K, medical costs, etc.) I cut $15K off my income each year with the 401K. If my husband could do the same, we might be able to get that tax break again.


Ah yes, DC area! :scared1: I remember when DH was job searching he told me about a position in the DC area and I thought the rate of pay was great. Then he told me about the cost of living there. :eek:

Taxes is one thing we considered with me being a SAHM right now. If I was working full time it would bump us into the next tax bracket too. We did the numbers and found it was better for my DH to take in any extra work (like teach an extra class, sub for other teaches when possible for extra income) then for me to pull in any money on the side too.
 
that's horrible...why should the people getting off the couch and actually working have to provide for the SAHM's assistance? She should go get a job if they can't make ends meet.
 
something is going on in the situation that's not being disclosed to the op.

the welfare reform act requires that all able bodied adults be either employed or in a job 'activity' (can be training-but BOY, that's been hugely cut back on, if a person has graduated highschool or has at least a ged they are deemed employable, can be job search-but it's something that requires a set number of hours per week and often requires the person to do the activity in the physical social services building or a designated service integration site).

some states allow for exempting parents of young children-some allow for exempting based on childcare issues. a person can look to their own state to find out what they allow for. some states are very restrictive.

it used to be that one parent could meet the work requirements for both-but that is long gone. both are required to or sanctioning of benefits starts occuring. now many think this is not a major deterant-but given that a person now has a maxiumum lifetime allocation of welfare (not a financial figure-it's a number of months), and those sanctioned months without benefits count towards it-a rational person will realize that by using it up when they CAN work, they may face being eligible to no benefits when something occurs where they cannot.

as for the childcare cost issue-when a person is in a work activity there is funding available to pay this (some get full payment well in excess of their own monthly benefits-some get a large portion paid and pay a co-pay). employment staff also counsel parents to consider just as others have posted-doing a reverse shift of the other parent, working out a child care arrangement with a family member or friend-or even doing daycare in their own home (meets the work requirement, facilitates being a sahm).

i suspect that unless the person the op speaks of is in one of the states with liberal child age/childcare exemptions, the 'mom' is either claiming a disability (of a type not eligible for other benefits) or something of a disabling nature with one of the kids (and when that child hits school age either the benefits are going to stop, or mom will have to go to work. unless she then claims that another child is disabled).

some individuals know 'the system' to the extent that they are able to legaly manipulate it to fit their desires.
 














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