I totally get it. I've gone back and forth for YEARS over BCV. I LOVE it, but I didn't want a 2042. I finally realized on our last trip that I was sick of blowing money on Beach Club cash reservations, or otherwise being frustrated during the festival trips that I wasn't staying there. AP room rates have been good, but I don't think they stay so low after Remy opens and the EPCOT refurb is complete. Ultimately, I asked myself what frustrated me more - the idea of possibly not breaking completely even on a small DVC contract or the frustration of not staying where I really wanted to stay on vacation?
We finally bit the bullet this past week on a resale contract. Everyone says to buy where you want to stay. I may only get 40 weekends there over the next 20 years, but I'm going to enjoy every minute of them knowing they are paid for. To soften the blow, we bought double the points we needed so we can rent out half to cover the dues each year.