Banking Question???

[Shelby5514]

We just received our next package from DVC that includes all the financing info, video etc...
While trying to absorb all this info, my DH is asking 20 questions!!! I have all this great info in front of me but I think you guys can explain this stuff better than any book!

My question is how many years can you bank your points before you start to lose them? Say I have 150 (2004 pts) and I bank them to 2005. We decide (oh the horror) not to go in 2005. Can we bank those into 2006, giving us 450 points for 2006???

Just trying to figure this all out before we "jump".

Thanks Loads!!!!

Shelby5514

 

[Credit Man]

You can only bank points for one year. In your example, if you bank 2004 points into 2005, you must use them in 2005 of lose them.

 

[DebbieB]

You can only bank 1 year. The 2004 points banked into 2005 would have to be used by the end of your 2005 use year. You could bank the 2005 points into 2006.

 

[Granny]

While trying to absorb all this info, my DH is asking 20 questions!!! I have all this great info in front of me but I think you guys can explain this stuff better than any book!

The best approach is the one you took. Start a thread with each new question, and make sure the title of the thread gives a hint as to the nature of the question.

Sometimes people keep tacking on questions to a thread, and they don't get as much or as quick of a response as they would have by starting a new thread.

BTW...we did the same thing. I asked a ton of questions here, and confirmed everything with my guide. It made my interractions with him very quick and painless.

Good luck with your decision.

 

[brivers222]

BTW...we did the same thing. I asked a ton of questions
here, and confirmed everything with my guide. It made my interractions with him very quick and painless.

Did the same thing here as well. Infact, I just got off the phone with Quality Assurance about 2 hours ago. Most of my questions were answered on this board and he validated them all.

We are getting our Mortgage Notarized tomorrow morning at it wil be in the hands of FedEX by 7pm tomorrow.

YAH! Almost there!

 

[Margie J]

You can bank points for one year and then borrow points from the next year to make a bigger total if needed.

So, bank the 2005 points into use year 2006. Then, in additiion, borrow some or all of the 2007 points for your 2006 vacation. On the downside you lose vacation points for both 2005 and 2007 in the process.