If I were in this position, I'd base my decision on what sort of income and benefits security I expected my family to have over the next few years, and to a lesser extent how long our emergency fund/liquid assets would carry us if we had a sharp drop in income or a gap in benefits coverage. This is a very uncertain time, and
there are definitely going to be some people who are surprised. But, if you are in a high-demand or counter-cyclical industry, chances are good that you can weather a change without a huge disruption.
There are two places where I'd try to think differently than you are right now.
First, it sure is disappointing not to use the points right away but this was originally a purchase that you expect to enjoy over many many years, and this won't last forever. So, I'd try to discount the near-term disappointment in making any decisions.
Second, if you decide not to go forward, I think you'd be better served ignoring the $2K as a sunk cost, and not factoring it into any future purchase decisions. That money is spent no matter what you do next, so any future purchases can be evaluated independently. That's hard, but I think it is worth trying to do.