August $0 Buy

[A.Mickey]

Running Total: Spent $130.28
$0 Days:2

Groceries ($217)- $47.47
Eating Out ($217)- $64
Misc. (Shopping/Entertainment) ($217) $18.81

Decided to start a weekly budget, maybe this way I won't get too discouraged!

Week 1:
$50 Groceries: $2.53 left
$50 Eating Out: $0 left
$50 Misc: $31.19 left

Week 2:
$50 Groceries: $50 left
$50 Eating Out: $36 left
$50 Misc: $50 left


1- $26 (Eating Out- Teddy Fabz), $2 (Eating Out- Cookie), $24 (Eating Out- KFC) <---- I hate summer!, $2 (Misc.-Dollar Tree, Sunday Papers)
2- $0
3- $1.69 (Groceries-Meijer), $7.60 (Eating Out-McDonald's), $7.50 (Misc.-Library Fines), $32.23 (Groceries-Walgreens), $.33 (Groceries-Jewel)
4- $.77 (Groceries-Jewel-Osco), $.33 (Groceries-Target), $12.12 (Groceries-Meijer) $4.40 (Eating Out-McDonald's), $6.63 (Shopping-Meijer), $2.68 (Shopping-Target)
5- $0



Budget: $651....20%
Month: 5/31: 16%

My savings from coupons and sales: $117.52

 

[ronnmel]

No Buy Days : 2/10
Gas : (Max 50$)
Groceries : 110$ (Max 200$)
Eating out (and snacks) : 69$ (Max 150$)
Non-necessities : 301$ (Max 400$.)

8/01 : 193$ (massage for 2 + ice cream)
8/02 : 0$
8/03 : 0$
8/04 : 213$ (clothes, work and wedding stuff, medication)
8/05 : 74$ (groceries & eating out)

 

[charming23]

Had my last math class tonight so mom and I went out to dinner to celebrate. Also went to the grocery store.

August Budget-

Groceries- $200/ $142.28 left
Household- $50
Gas- $50
Eating out/entertainment- $50/ $33.42 left
Misc- $50

total- $400/ $325.70 left

10 No buy Days

8/1- Out of town
8/2- Out of town
8/3- Out of town
8/4- $0
8/5- Dinner out $16.58 and $57.72 for groceries

1/10 No Buy Days

 

[Cindy-rella]

8/1 - Sunday Paper $2, Walgreens $3.79
8/2 - Post office 1.77, Thrift store $2, Teacher store $23.32
8/3 - 0
8/4 - 0
8/5 - belated birthday dinner with hubby- $50

Goal 15 no buys
Groceries $3.79/$440

 

[Where'sPiglet?]

Goals: 15 $0 Buy days
Max spending $500 for gas, food (groceries & eating out), and miscellaneous.

01 - $0! 1
02 - $0! 2
03 - $61.90 Breaux Mart, Amazon, Dollar Tree
04 - $10.86 Winn-Dixie
05 - $20.12 Chateau Orleans, Cane's


Totals:
$0 Buy: 2/15..............13%
Spending: $92.88/500....19%
Days in Month: 5/31......16%

Averages:
$500/31 days= $16.13
$92.88/5 days= $18.58

I was only planning to go out for lunch, but I spent so long at lunch that it turned into dinner time. So I hit the drive through on the way home. It was a good day with food and friends.

 

[neatokimmo]

Breakfast for me and the kiddo- $3.28
team lunch out - $6.20
coke - $1.25

Then I bought a toy and a bathing suit cover up for the kiddo with an old giftcard. It's sort of cheating but I am not going to count that. The money was spent a looong time ago.

8/5 - 10.73
8/4 - zero
8/3 - 33.81 (snacks, breakfast & groceries)
8/2 - zero
8/1 - $29.12 (Mom's birthday dinner)[/QUOTE][/QUOTE][/QUOTE]

 

[sophie832]

8/1: $90.62 (groceries, 1 textbook, and renewing B&N membership)
8/2: $0
8/3: $0
8/4: $0
8/5: $48.21 (parking, lunch, dinner)

Today wasn't a no-buy day, but I'm proud of my 3 days in a row. I'm not sure whether to put the mortgage payment in. I deduct it when I do my budget, but since it's a regular monthly expense, I don't really think of it as me buying anything or spending money that I shouldn't. Should I include it?

 

[neatokimmo]

I don't add in mortgage payments, power, water, cell phone or cable modem. Those are set bills that I don't have any control over.

8/1: $90.62 (groceries, 1 textbook, and renewing B&N membership)
8/2: $0
8/3: $0
8/4: $0
8/5: $48.21 (parking, lunch, dinner)

Today wasn't a no-buy day, but I'm proud of my 3 days in a row. I'm not sure whether to put the mortgage payment in. I deduct it when I do my budget, but since it's a regular monthly expense, I don't really think of it as me buying anything or spending money that I shouldn't. Should I include it?

 

[thebigkahuna]

I don't add in mortgage payments, power, water, cell phone or cable modem. Those are set bills that I don't have any control over.

this.

If its an "option" then I record it here. Mortgage & car payments are a MUST. Lunch with friends is an option.

That being said, the No Buy threads are very different for every person - if recording your mortage will help you, then go ahead! Days that I pay mortgage, but do no "optional" spending I will still count as a no buy.

 

[tlschmier]

8/1-?
8/2-1$ for Tea at McDonalds
8/3-0$
8/4-32.00 at Target, 4$ for dinner at Teryaki Place(had GC so we all ate for 4$!)
8/5-6.50 for Breakfast at Coffee Place, 4.00 at Target(2 pizzas, kids cusine, 3 bubble bath for little one for Christmas! Yay Coupons!)
8/6-Dunno, but we don't have any leftovers for lunch..so probably not 0$ I need to remedy this and I am at half a tank so need to fill up!

 

[loritemp]

I don't add in mortgage payments, power, water, cell phone or cable modem. Those are set bills that I don't have any control over.

This is how I do it too!! But whatever works best for you is just fine! My monthly bills don't really fluctuate (I do a budget plan for utilities, insurance is always the same, etc), it's the rest I need to keep in check.

This week has kicked my butt!!! But I did manage to keep my spending in check. Not having an ATM card has helped quite a bit (though I really need it and hope my new one arrives soon!).

4 no buy days so far
$95 spent out of my total $700 budget!



Have a great weekend folks!!

 

[musclemouse]

I MUST take part in this! Hopefully this will help me cut back on misc crap. Like kettlebells, weight balls and stupid Pokemon cards.

I hope it's okay that I start today, since I don't remember what I had bought the last 5 days. I have yet to work out a budget. Working on that some time today.

Well, yesterday..
8/5: Pokemon cards $10
Icees from Target $2.50
Grande ice green tea $2.00+
8/6: Meijer bound for groceries $43

 

[dreamer310]

8/1- 0
8/2- 86.94 Birthday Dinner for Daughter
8/3- Walmart 60.41
8/4- 0
8/5- Sam's Club 97.40/Groceries 42.93


2/15 No Buy Days

 

[loritemp]

Welcome musclemouse. I had to laugh at your post, kettleballs and weight balls, hehehe! I am expecting baby #2 and recently bought a few new workout DVDs. DH asked if I accounted for them in my budget or just swaped out grocery money for it to really get a fitness/health benefit

 

[honeydiane1953]

Welcome to $0 Buy!

The point of this thread is to track your spending in order to be aware of where your money is going.

You get to set your own goals for the month, for the number of $0 Buy Days and dollar amounts. You get to choose what categories to track on here and how much information to share.

Everyone is welcome. Good luck!

Why don't we just go ahead and set up Sept., Oct., Nov. while we r at it.

 

[Virgderon]

Sooo... extra commission didn't come in today like I had hoped. Wanted to get a pedicure, but decided to delay that treat until I get the extra money. Grumbled at DH a bit that I had to be broke for another couple weeks.

So its a whiny 0 spend day.

Running Total: Spent 59
$900 budget...$841 left
$0 Days: 4
Goal is 10 or more!
coupon/sale savings : 41

Groceries budget- $250-10-26= 214 left

August 1: 0
August 2: 22 (10 groceries, 12 misc)
August 3: 37 (26 groceries, 11 toiletries & cleaning supplies)
August 4: 0
August 5: 0 (spent a little money but it came from Dh's budget, so no spend for me)
August 6: 0

 

[charming23]

Spending the day doing stuff outside as it is beautiful around here.

August Budget-

Groceries- $200/ $142.28 left
Household- $50
Gas- $50
Eating out/entertainment- $50/ $33.42 left
Misc- $50

total- $400/ $325.70 left

10 No buy Days

8/1- Out of town
8/2- Out of town
8/3- Out of town
8/4- $0
8/5- Dinner out $16.58 and $57.72 for groceries
8/6- $0

2/10 No Buy Days

 

[musclemouse]

Welcome musclemouse. I had to laugh at your post, kettleballs and weight balls, hehehe! I am expecting baby #2 and recently bought a few new workout DVDs. DH asked if I accounted for them in my budget or just swaped out grocery money for it to really get a fitness/health benefit

Yep, his portion of the groceries

Ha, thanks Gotta love my kettlebells. OOh which reminds me. This is awesome. Check it out. http://www.youtube.com/watch?v=hexkG9Y4nIk Lauren Brooks is awesome!!!
Congrats on baby #2!

 

[lougoofy]

8/05/10: $1.50 bus fare, $3.18 Hardee's sandwiches, $2.25 iced coffee from Border's, $.44 stamp for bill payment and $17.82 various things from dgmarket

8/06/10: $4.00 laundry,$1.50 bus fare, $6.35 vacation item (airborne), $6.35 batteries and a drink and $4.77 chinese food

 

[SunnieRN]

August:

Groc $400 ($200 per pay period)
Eating Out $200 ($100 per pay period, this includes entertainment)
August birthdays $150 (to be complete!!)

Goal: 14 no spend days

8/1: $0
8/2: $0 (Have to go for a mamogram . but no co-pay!
8/3: $54 Groceries, savings $12.43; medication $60.00 (3 months of one med), $8.98, breakfast out after blood work, prior to grocery shopping.
8/4: $0 thank goodness. Work tomorrow also!!
8/5: $0 But Sat. a LEGO store opens in Austin and H&D's has tasting day, so have to try for another no-buy tomorrow!.
8/6: $0 and this was a hard one as I REALLY want to skip cooking tonight! But I want to go to Austin on Sunday (now), more!!

$0 Days: 5/14
Groc $: $400 - $54/
Eat Out $200 - $8.98/
Aug Bd's $150 -

Good Luck everyone!!