August $0 Buy

[GoofItUp]

GOAL: 15 No Buy Days
Grocery & Eating Out Budget: $261.

No Buy Days: 2/31 (8/1,2).
Grocery, Etc: $0/$261.

Edit for 8/2: Day 2 a success! I needed milk today, but my aunt & 3 cousins were coming for dinner. When she asked if she could pick anything up on the way here, I asked her to get milk! Making it a no-spend day still!

 

[A.Mickey]

Running Total: Spent $54
$0 Days:1

Groceries ($217)- $
Eating Out ($217)- $52
Misc. (Shopping/Entertainment) ($217) $2

Decided to start a weekly budget, maybe this way I won't get too discouraged!

Week 1:
$50 Groceries: $50 left
$50 Eating Out: $0 left
$50 Misc: $48 left

Week 2:
$50 Groceries: $50 left
$50 Eating Out: $48 left
$50 Misc: $50 left


1- $26 (Eating Out- Teddy Fabz), $2 (Eating Out- Cookie), $24 (Eating Out- KFC) <---- I hate summer!, $2 (Misc.-Dollar Tree, Sunday Papers)
2- $0



Budget: $651....8%
Month: 2/31: 6%

My savings from coupons and sales: $2.89

 

[Swmr359]

I'm back and in for August. My summer job ends this week, I haven't found a 'real' job yet, and I'm moving this weekend....I guess this is a good time to start tracking my spending again!
I don't keep track of monthly bills(on here), but I do count gas; I also round up.

Aug 1-$0
Aug 2-$2@7-11

total=$2
0 days=1

 

[dreamer310]

8/1- 0
8/2- 86.94 Birthday Dinner for Daughter




1/15 No Buy Days

 

[thebigkahuna]

08-01 $0!
08-02 $0!
08-03 $0!



Goal: 12
Met: 3 !
Days to go: 9

 

[loritemp]

Hey folks! I somehow missed this thread, couldn't find it till now!!!

I am in again! July was my first month and I count it as a huge success!!! Only went over by about $20 and that was with a weekend in NYC and a week's vacation!

So this month I have our quarterly water bill due so my budget is smaller. Put $500 in savings already and hoping to keep my total spending under $700 for groceries, etc. Also hoping for 12 no buy days.

Good luck everyone!!

 

[Virgderon]

Hi lori! Nice to see you back. Sunnie, I see you are doing more tests. Hugs. Hoping for the all the best for you.

Decided I did not have enough food to wait until the new sales. I didn't feel like eating hot dogs for dinner. Also needed vitamins and they were free at Walgreens with the RR. Did great- spent $37 and saved $28.

Running Total: Spent 59
$900 budget...$841 left
$0 Days: 1
Goal is 10 or more!
coupon/sale savings : 41

Groceries budget- $250-10-26= 214 left

August 1: 0
August 2: 22 (10 groceries, 12 misc)
August 3: 37 ( 26 groceries, 11 toiletries & cleaning supplies)

 

[Tiggerish]

I am in again also. Budget for August is only for three weeks as we will be in Disney the 8th-15 . Budget for the other weeks is $735 with 7 no spend days.

Auto $60/ $39 left
Eating Out/Entertainment $125 / $75 left
Giving $175 / $100 left
Groceries/Household Goods $225
Medical $50
Misc. $100 / $62 left

No spend days = 0/7
Coupon savings =
Christmas 2010 running total of spending = $16
-----------------------------------------------------------------
8/1 Giving $75 (to catch up weekly giving at church)
8/2 Enterntainment $50 (took neice & nephew to movie and ice cream); Auto $21 (gas); Misc. $38 (dress & shirt for me)

 

[SunnieRN]

August:

Groc $400 ($200 per pay period)
Eating Out $300 ($100 per pay period, this includes entertainment)
August birthdays $150 (to be complete!!)

Goal: 14 no spend days

8/1: $0
8/2: $0 (Have to go for a mamogram . but no co-pay!
8/3: $54 Groceries, savings $12.43; medication $60.00 (3 months of one med), $8.98, breakfast out after blood work, prior to grocery shopping.

$0 Days: 2/14
Groc $: $400 - $54/
Eat Out $200 - $8.98/
Aug Bd's $150 -

Good Luck everyone!!

Hi lori! Nice to see you back. Sunnie, I see you are doing more tests. Hugs. Hoping for the all the best for you.

Decided I did not have enough food to wait until the new sales. I didn't feel like eating hot dogs for dinner. Also needed vitamins and they were free at Walgreens with the RR. Did great- spent $37 and saved $28.

Running Total: Spent 59
$900 budget...$841 left
$0 Days: 1
Goal is 10 or more!
coupon/sale savings : 41

Groceries budget- $250-10-26= 214 left

August 1: 0
August 2: 22 (10 groceries, 12 misc)
August 3: 37 ( 26 groceries, 11 toiletries & cleaning supplies)

You are such a sweetheart to ask, thank you. Have an appointment with a surgeon on 8/25 and am facing major surgery. This would mean an 8 week recovery. Thank Gawd I opted for short and long term disability through my hospital insurance! Maybe the surgeon will have a good alternative!

 

[figaromeetsmarie]

August Budget

Grocery- $300/$276.70
Household- $50/$30.57
Eating out/ Entertaiment- $50
Misc- $100
Total- $500
Coupon Savings $


August 1st-$19.25 for medicine
$13.30 Kroger

2nd-$0

3rd-$10 target

 

[ronnmel]

No Buy Days : 2/10
Gas : (Max 50$)
Groceries : (Max 200$)
Eating out (and snacks) : 15$ (Max 150$)
Non-necessities : 178$ (Max 400$.)

8/01 : 193$ (massage for 2 + ice cream)
8/02 : 0$
8/03 : 0$

 

[MickeyMomOfThree]

You are such a sweetheart to ask, thank you. Have an appointment with a surgeon on 8/25 and am facing major surgery. This would mean an 8 week recovery. Thank Gawd I opted for short and long term disability through my hospital insurance! Maybe the surgeon will have a good alternative!

Sorry to hear that, hope all goes well. I know from my surgeries that while knowing you need surgery is awful, one you have it and recover you feel a lot better. Hope that is the case for you.

And Tiggerish, hope your mom is doing better.

 

[MickeyMomOfThree]

I am happy to be back for the whole month after missing half of July! I am scaling back my goal since I want to do things (while inexpensive, not free) with the kids before they go back to school. I will try for 10 but won't be too upset if I don't reach it as long as I am good at keeping the costs down.

August 1-$0
August 2-$0 I needed a break from the kids tonight and hubby said let's go out for a banana split (we have been talking about how I have had many ice creams in my life but never a banana split.) So we were going to go but then I remembered I had my coupon from Coldstone for my free b-day ice cream, plus it was raining out so we went for the free ice cream and will have a banana split later in the week on a nicer day.
August 3- $157 Groceries We had NOTHING in the house. Plus $15 at the bread outlet. $1 Redbox for the kids, it was so hot today I wanted to stay in. I know that is awful, but it is the truth. $15 Japanese snacks for DD15 and her friends for their anime convention this weekend. (Somehow I am the only mom who ever buys it. ) $35 Home Depot yard/driveway stuff. $7 DH and I went out and shared a banana split. It was yummy! TRYING for a $0 day tomorrow. We have plans with friends but I think I may be able to pull it off. We are going to the free kids movie then lunch at Chuck E Cheese but I have coupons for free pizza and tokens so I may be able to pull it off. Course their salad bar calls me, it is so good, but I am going to try to resist!

August No Spend Days 2/10
******************************************************************

Happy About Record Since Joining No Buy-
January-14 Days
February-13 Days
March-17 Days
April-15 Days
May-15 Days
June-8 Days
July- 6 Days (only in town and only recorded half the month, probably had about 7-8 no buys while away)
Longest Streak-4 Days in a Row!

 

[wdwobsessed]

OK so still not so hot today. I will say that I am more aware of what I am spending and I am getting . I got on the kids for not eating before we left the house and told them IF we get fast food again in a pinch they are getting the VALUE menu. ($17.15 Wendy's) I also have a teeny tiny little washer drier in our apt and have been using the fluff and fold service lately... had to pick that up today ($75.75) and I was like "Ok, we are keeping up on the laundry because this is ridiculous." I also bought laundry detergent ($10.53) and a compass/erasers for my son ($4.33) YIKES!

I WILL have a no spend day tomorrow if it kills me!!!!

GOALS:

10 No Spend Days
0/10

Track all spending
3/31

August 1st - $5 Tip to Peapod Driver\
August 2nd - $878 Car Registration renwal thanks to my ex.
August 3rd - $17.50 Fast Food / $86.28 Laundry / $4.33 Misc

Totals
No Buy Days - 0
Misc Spending - $85.08
Vehicle - $878
Eating Out - $17.50
Grocery/Household - $10.53

 

[wdwobsessed]

08-01 $0!
08-02 $0!
08-03 $0!



Goal: 12
Met: 3 !
Days to go: 9

WOW! I am impressed!!!!

 

[wdwobsessed]

I have found it takes about three months to calibrate your budget once you start tracking your spending. Even now I have some months that are horrible! (Like last month....Thank God for the emergency fund! )


I would also be LIVID! Is there any legal recourse you have with this, including the child support non-payment issue?

One thing you could do for this month, since it's starting off so rough, would be to track each week independently of each other, and compare them at the end of the month and total it up. At least you can get a mental fresh start each Sunday. I know week to week would not work for me every month, but if my month started like that I would sure do it for that month! I would try to beat the total from the prior week.

Thanks! I figured I should just track to get an idea of what I spend. I am already scared and yesterday didn't help! LOL!

I am going into the courthouse this week because the issue is that the judge did not list our property agreement in our divorce decree it is only in the seperation agreement ... so if I can get them to correct that I may be able to get my money back ... and yes .. I need to file for support enforcement!

I figured I will just try to make next week better ... or make the 2nd half of the month beat the first ... thanks for the idea!!

A

 

[Swmr359]

Stayed home and stripped a chair, plan on doing the same tomorrow.

Aug 1-$0
Aug 2-$2@7-11
Aug 3-$0

total=$2
0 days=2

 

[neatokimmo]

Today...

Groceries - $29.28 (I went in for milk and apples. Our stockpile is getting out of control. But I got 19 ounce packs of Jennie-o fancy turkey for $1.50 each!)
Pepsi - $1.25
Cheetos - $.80
Breakfast - $2.48
(drip drip drip)

8/3 - 33.81 (62.93)
8/2 - zero
8/1 - $29.12 (Mom's birthday dinner)[/QUOTE]

 

[A.Mickey]

Running Total: Spent $103.35
$0 Days:1

Groceries ($217)- $34.25
Eating Out ($217)- $59.60
Misc. (Shopping/Entertainment) ($217) $9.50

Decided to start a weekly budget, maybe this way I won't get too discouraged!

Week 1:
$50 Groceries: $15.75 left
$50 Eating Out: $0 left
$50 Misc: $40.5 left

Week 2:
$50 Groceries: $50 left
$50 Eating Out: $40.4 left
$50 Misc: $50 left


1- $26 (Eating Out- Teddy Fabz), $2 (Eating Out- Cookie), $24 (Eating Out- KFC) <---- I hate summer!, $2 (Misc.-Dollar Tree, Sunday Papers)
2- $0
3- $1.69 (Groceries-Meijer), $7.60 (Eating Out-McDonald's), $7.50 (Misc.-Library Fines), $32.23 (Groceries-Walgreens), $.33 (Groceries-Jewel)



Budget: $651....16%
Month: 3/31: 10%

My savings from coupons and sales: $45.14

 

[MomOf3LovesMickey]

Goals- 10 no buys
$350 for groceries (only spent 153 last month so my fridge and freezer are BARE!)
$200 for household
$100 for eating out
and just for this month I am gonna give myself $400 for DD school clothes, etc.

8/1- Spent $.61 at CVS and $3.99 for a half gallon of milk for my DS (he drinks soy and CVS was closest but unfortunately the most expensive).
8/2- $0
8/3- Made a small grocery trip today. Target had a few good deals (and free pens) ($32.70) and then we went to Randalls for fruits veggies and some great marked down meat! ($44.80)

So...
$81.49/350 Groceries
$0.61/ 200 Household
$0/100 Eating out
$0/400 School Clothes[/QUOTE]