well, my bank is bank of america and every ATM on disney property charged me 2.00 for each use. and my bank charged me 1.00 for each use too. so I developed a plan, since I was on disney property 99% of the time, I used my bank card at city hall to buy disney dollars. only problem was, I got sick and disney does not have any cold meds, there is some drug store stuff at a merchant on main street, you have to ask for it, but no cold stuff, anyhoo, so I went across the street from the front gate to a gift shop/drug store, which of course didn't take disney dollars, but did take my bank card with a 10.00 perchase. so for part of the day, I drank green tea and ate candy bars. later that day I did find airborne at a kiosk in DTD. Also, keep every recipt! disney does not like to buy back any leftover disney dollars without it. they kept telling me they make wonderfull suvenairs. I said, yep, but I already bought a bunch of stuff.