At what point is 2 UY worth it?

[Cfabar1]

I understand the appeal of multiple home resorts for folks, but at what point does it make sense to have a second UY?

We have our "week" at Disney every year - usually March or May and we have enough points for that.

We also usually go in November though, and our December UY is obviously not a great way to have points books over Thanksgiving time...

I know two UYs would be a big hassle... but losing points, if we ever needed to cancel would be a pain and sadness....

Would it make sense to do one say, September UY and One December?

I like all the points being in one place though... and I believe they even limit transfers when you own all the points....

 

[RuntheMouse]

We have multiple UY for this exact reason. The bulk of our points are in Aug because we do most of our travel from September-January. We have a small Feb UY contract because we like to do a F&G trip but can’t always make it so we need some flexibility for cancelling. It works out well for us.

 

[JulieBeeRN]

There are a lot of people here who successfully manage multiple UY, but we only have one. You can only transfer points once a year and there are some limitations, that I'm sure someone else will chime in with.

 

[AstroBlasters]

I understand the appeal of multiple home resorts for folks, but at what point does it make sense to have a second UY?

We have our "week" at Disney every year - usually March or May and we have enough points for that.

We also usually go in November though, and our December UY is obviously not a great way to have points books over Thanksgiving time...

I know two UYs would be a big hassle... but losing points, if we ever needed to cancel would be a pain and sadness....

Would it make sense to do one say, September UY and One December?

I like all the points being in one place though... and I believe they even limit transfers when you own all the points....

Are you going so often that you would buy enough points to make a separate UY viable without transferring points?

Also, I believe there is not a lot of September inventory. So it can be harder to find and could take longer to sell in the resale market.

 

[intamin]

I understand the appeal of multiple home resorts for folks, but at what point does it make sense to have a second UY?

We have our "week" at Disney every year - usually March or May and we have enough points for that.

We also usually go in November though, and our December UY is obviously not a great way to have points books over Thanksgiving time...

I know two UYs would be a big hassle... but losing points, if we ever needed to cancel would be a pain and sadness....

Would it make sense to do one say, September UY and One December?

I like all the points being in one place though... and I believe they even limit transfers when you own all the points....

I would only do it if you didn't need transfers or don't want to transfer your points regularly between the use years. Otherwise, it's really not a big deal. Also ideally the use years would be at least 4 months apart. The other stuff that's slightly annoying would be that travel insurance only covers one membership unless you pay again for the second. It is nice having access to extra waitlist requests though.

 

[Cfabar1]

Are you going so often that you would buy enough points to make a separate UY viable without transferring points?

Also, I believe there is not a lot of September inventory. So it can be harder to find and could take longer to sell in the resale market.

yes, the idea would be keep the November trip in its own UY and buy enough points for that...

 

[disneylandtour]

If you visit regularly and check the DVC portal fairly often, it's not a big deal. You can set an iPhone reminder each year about your banking deadline. My three qualifiers: (1) you need to visit a Disney resort at least twice a year (one for each UY--otherwise what's the point?) (2) Your two UYs should help with priority bookings at different times a year that matter to you. Aside from my AUL points (long story--but I plan to use those only at AUL, as the dues are kinda high for them), the vast majority of my points are SEP/MAR. And (3) you need to have enough points in each UY for full vacations--otherwise it becomes somewhat tricky (but not impossible) to capture rooms for, say, a week, especially during peak periods. Each of my MAR/SEP UYs has between 400 and 500 points.

 

[atthebeachclub]

I would only get a second use year if I travelled every month of the year.

 

[Tumnus]

I would only get a second use year if I travelled every month of the year.

I have two Uy for this exact reason. We are a drive away and do monthly weekend trips - two use years is essential for flexibility. We don’t do long expensive stays so separate points isn’t an issue. Our Sept use year banks April 30 so our June UY is good - only May is a no man’s land for us and due to work we don’t go in May.

So…frequent short trips - get two UY is my advice.

 

[Sandisw]

This is exactly why we have multiple ones. We make reservations strategically so they are always in the banking window for whichever membership we use.

 

[atthebeachclub]

I have two Uy for this exact reason. We are a drive away and do monthly weekend trips - two use years is essential for flexibility. We don’t do long expensive stays so separate points isn’t an issue. Our Sept use year banks April 30 so our June UY is good - only May is a no man’s land for us and due to work we don’t go in May.

So…frequent short trips - get two UY is my advice.

Perfect situation for multiple use years.

It’s hard to picture our family using DVC in the summer or fall outside of Aulani or Hilton Head, so one use year (December) covers us in most scenarios. And if we have to risk some distressed points every five years, we will!

 

[Mouseforward]

I have October, and I travel May and Dec so it works great for WDW

If I break my rule and buy more points they would be
1. resale ( so no good at RIV )
2. not in WDW
3. enough for a full vacation
So I would get the best deal / UY for the season I intend to use the points.

 

[Mouseforward]

It’s hard to picture our family using DVC in the summer

Its easy to picture

 

[airjay75]

Until this point, I have been adamant about not getting two UYs (and I still am). I just do not like the being limited in any way with regard to combing points at the 7-month mark. That said, the lack of October UY contracts on the resale market, especially at some resorts does occasionally make me entertain the idea. I don’t ultimately think I will, though. Would rather pay a premium to get what I want. But, I could see changing my mind in time.

I do think a different UY for non-WDW resorts could make sense - I’m not really interested in non-WDW resorts for the time being, but my thoughts on ideal travel times to those resorts would likely be much different.

 

[Chili327]

yes, the idea would be keep the November trip in its own UY and buy enough points for that...

I’ll add that it definitely can be worth it, and you could go with Sept, Oct.. or even Aug or July and still works perfect for Nov trips.

 

[cruisehopeful]

It sounds like getting a different use year for your November trips is a good idea.

 

[DisneyRunner2009]

I have two different UY so I can travel year round. I also travel exclusively within the bankable months of my contracts. No travel after May for my October UY contract. No travel after September for my February UY contract.

 

[Mikey15]

It sounds like an October UY works for both of your travel periods! It’s my preferred one as well for the same reason. But shopping resale, I agree that October can be harder to find, and thus harder to find good deals on.

 

[VGCgroupie]

2 use years if it means getting a contract you couldn't otherwise get. This is how I ended up with 2 UY's. My AUL sub and VGC contracts were the reason I got a 2nd UY.

2 UY is confusing, but not as confusing as multiple contracts within the same UY imo.
2 UY can be a hassle if you need points from both of them since transfers are now limited to 1 time per year and not reversible.

 

[sethschroeder]

I could see the second UY for you.

Personally have a April UY just by random chance and had sold our Sept UY points.

April we realized worked perfect at January is the latest we would travel and we would know by November if cancelling to bank.

Jan/Feb is easier to pick up random nights to rent out the points if we needed as well.