I'm really not trying to gang up on anyone. I guess I'm just trying to be direct. I'm certainly not perfect with money, and I've made spending mistakes like everyone else has, but we've all got to be adults here. Our children are watching and learning from us. You don't file bankruptcy and take a luxury vacation in the same year. You don't say you can't pay your credit card bills if you aren't working full time. I don't know what attachment parenting is but I assume it means you want to be with your kids. We all do. When I decided to stay home with my kids when they were young I bought a $5,000 used car and drove it for 10 years. We didn't use credit cards. We rarely ate out. And we sure as heck didn't go to the Poly (or anywhere else) at WDW. And all the while I took classes to become a teacher so I could have the same schedule as my children. They're teens now, and I work full time. Finally, we can afford some more things like vacations, but we still pinch pennies. We still drive used cars. We eat out with coupons. My children mock me all the time with "I know, I know, 'We can't afford it!'" because I say that a lot. But I notice they are really good consumers now, looking closely at prices, refusing to follow fashion trends that are too pricey, etc. I really am not holier than thou, just trying to share what seems to me to be common sense.
This isn't the standard M.O. so don't let it chase you away.
She cut up the credit cards and from now on if we can't pay cash we don't do it.
