Anyone's DH do something stupid finacially?

[ldb1030]

Congrats!
If that was my DH and he bought a SUV without talking to me, those would be the last babies he'd be making!

amen to that!!!!

 

[BellePrincessBelle]

Thanks for the stories!!! I've been driving it around I feel like pimp daddy. It's an Escalade and he used his own money to pay for it.

 

[LanaJae]

Thanks for the stories!!! I've been driving it around I feel like pimp daddy. It's an Escalade and he used his own money to pay for it.

Well there you go (lol about pimp daddy) - tell him you are never putting gas in it either.

 

[BellePrincessBelle]

Well there you go (lol about pimp daddy) - tell him you are never putting gas in it either.

Heck no I will never put gas in that bad boy I don't have 4 hours to spare. It's way too big for me to drive I'm a van girl so if you see someone scraping curbs with 5 screaming kids in the back that'll be me just wave!!!

 

[punkin]

Thanks for the stories!!! I've been driving it around I feel like pimp daddy. It's an Escalade and he used his own money to pay for it.

My DH is not allowed "his own money." Anything over $100 gets discussed before purchase. I would have killed him if he did something like this.

 

[LadyShiva]

For suckers on schpiels: if you don't intend to buy anything, you are actually wasting their time and money when they could be following up other leads. <--That makes it easier to hang up on them after politely saying, "No, thanks. Please add me to your no call list.", doesn't it?

DH has bought a TV from AmEx wishlist "accidentally." I have "accidentally" bought a cruise, though. Mine was more expensive, so I can no longer give him a hard time about his "early Father's Day present."

DH's story: He actually got through on the AmEx Wishlist giveaway, filled out information, and bought it. Then realized he should have asked if he could buy the tv. After I got over the shock, I asked if it had closed captioning. Since it did, I was ok with it, under the condition I never had to talk about a new tv with him again. I'd rather poke out my eyes than talk about televisions.

My story: I got an email from a "last minute cruise store" about a 4 day Disney cruise. I called and got a price, which was $1000 less than the 7 day I had a reservation on. Thinking I was putting down a deposit, I gave the guy my credit card number. He got back on the line and said, "You're paid off. Enjoy your cruise!" When I came to, I realized, DUH, I called a "LAST MINUTE CRUISE" store after the date the final payment was due, so YEAH, I paid for the whole thing!

I talked very, very, very fast that night to keep from being in massive trouble. I still had to cancel the 7 day, but at least DH still talks to me regularly. I used up my get out of jail free card, though, so I can't do any more bonehead things for the year. Maybe longer...

Oh, and bear in mind, DH booked us on another 7 day for this coming May while we were on the ship in April, because he couldn't pass up the "deal." So long as there's a "deal," we're toast. The Costa Maya cruise the week after dry dock got us, too.

Brandie

 

[willoughbyclan]

So now I try to keep him away from telemarketers or salespeople in general. He is a sweet guy but a little bit of a sucker

Same here. I tried to coach him into saying politely, NO THANK YOU and hanging up but he just can't do it. Now he tells them that they will need to talk to his wife and just hands to phone to me. Works for me.

BTW, my dream car is a pearl colored Escalade. I'm still driving my Toyota Sienna van.

 

[willoughbyclan]

Oh and BTW, congrats on the twins!!!!!

 

[BellePrincessBelle]

Thanks again for the congrats. They'd better be girls!!! I love gymbo & Hannah. He has his own money because it was his trust long before we got married. He actually came into it last year & I told him he could do whatever he wanted with it.

 

[BellePrincessBelle]

Willoughbyclan I love the name Laynie BTW.

 

[2manygirls]

Here is a story
I was pregnant with my second daughter & saved up $500 to pay off husbands credit card off & told him that it was for emergency use only for after we had the baby. So one month before I was due he buys a $500 remote control race car! That can not be returned! Two weeks later I got in a car accident & almost lost the baby & totaled the car & could not work for months & had no credit card to fall back on! Thank god I had stocked up on diapers etc before the wreck!

This is one of many stories now his pay check goes into the bank & he gets cash only. He is not ALLOWED to use the bank card(just earned it back) or credit card without permission.

 

[branv]

My DH is not allowed "his own money." Anything over $100 gets discussed before purchase. I would have killed him if he did something like this.

Ditto! You know my mom says things like you have to be careful when dealing with men b/c their egos are so fragile and they're really boys at heart. My answer is always, "That's why I dated some boys but I chose to marry a man." Otherwise I would have to either live my life on heavy anti-psychotics or spend my days in family court

This does remind me of what happened to a very young friend of mine. Before she even met her husband he wracked up awful debt and in default by buying toys despite a tiny, tiny salary. After they got engaged and moved in, she got him to consolidate his bills into one monthly payment on a low interest credit card..and y'know, to actually pay it. Then they had a big wedding and of course wracked up more debt (of course, definitely also her fault) b/c both of them still don't make very much. So, needless to say, they're hurting, but paying their debts. One day she checked the mail and found out that her DH had "forgotten" to pay the credit card bill for two months. All of their huge debt had now defaulted to the interest rate of 33%. She told me she's never been so close to physical violence before. I told her that as much as she loves him, she knows he's bad at finances, and just has to accept he can't be trusted. She will have to take over the finances...the banking, the bills, etc. to protect herself. It's a sad state to be in and it's really hurt their relationship. I think she really thought he'd change once they got married.

I remember what happened to a cousin of mine as well. When she was 18 (and dating a 25 year old on the sly) she got pregnant accidentally. They got married and moved away to go to college. Needless to say, they were poor as dirt. She was working two jobs and going to school, while he just went to school and got money from his parents. One day they were out of diapers and only had $15 in the checking account. She sent him off to pick up the diapers, and when he got back said that he'd forgotten to pick up the diapers...but had purchased golf balls! She had to call our grandmother to borrow money just for diapers. Needless to say, they're divorced now.

 

[punkin]

He has his own money because it was his trust long before we got married. He actually came into it last year & I told him he could do whatever he wanted with it.

My advice to you is to commingle that money as soon as possible. Just kidding.

Ditto! You know my mom says things like you have to be careful when dealing with men b/c their egos are so fragile and they're really boys at heart.

Yes they are, and that's why I watch mine like a hawk. I have my own stories of near financial disaster but will not post them because DH reads the boards. (I love you honey)

He's much better now, but only after many decades of problems and years of counseling.

 

[BellePrincessBelle]

My advice to you is to commingle that money as soon as possible. Just kidding.


Yes they are, and that's why I watch mine like a hawk. I have my own stories of near financial disaster but will not post them because DH reads the boards. (I love you honey)

He's much better now, but only after many decades of problems and years of counseling.

Already done but not comingled it's mine all mine now. On the other hand our car insurance went down $200 every 6 months. I just found out the premium. He really thought it out though. He said there was no way we could haul a double stroller along with all the other crap that we already have and boy the trunk is huge I can add a bunch of extra crap back there.

 

[littleteapot]

Thanks again for the congrats. They'd better be girls!!! I love gymbo & Hannah. He has his own money because it was his trust long before we got married. He actually came into it last year & I told him he could do whatever he wanted with it.

Wow, that kind of makes him sound wonderful. Congratulations on the twins...we found out at 5 months and ended up buying a new house. Lots of mistakes were made, but I'm still glad we did it.

Don't let anyone scare you about twins, you just do everything twice. My twins were MUCH easier to care for than my first, because I had experience. I had a 4 1/2 yo and a 2yo and it was still ok.

 

[BellePrincessBelle]

Wow, that kind of makes him sound wonderful. Congratulations on the twins...we found out at 5 months and ended up buying a new house. Lots of mistakes were made, but I'm still glad we did it.

Don't let anyone scare you about twins, you just do everything twice. My twins were MUCH easier to care for than my first, because I had experience. I had a 4 1/2 yo and a 2yo and it was still ok.

He is kinda great!! Just gave me a little heart failure because he could have bought something much cheaper and well he could've asked me what I'd like. I can do twins 2 of mine are 15 months apart so hopefully it'll be as easy as that was.

 

[LanaJae]

Thanks again for the congrats. They'd better be girls!!! I love gymbo & Hannah. He has his own money because it was his trust long before we got married. He actually came into it last year & I told him he could do whatever he wanted with it.

This changes everything - give him a big kiss when he gets home

 

[diesel]

ok this just happened this last week. My husband went out with a group of friends from work and an ex coworker who was visiting from out of town. The picked a fairly expensive place to eat. Well at the end of the meal his coworkers were going to let the ex coworker pay for the meal and my husband didn't feel that it was right to have him pay. So husband picks up the tab of about $300 for dinner for all of his cheep coworkers. I almost lost it on him when he told me. We haven't dined at this place for over two years because it's so expensive and he foots the bill for his coworkers! I feel like calling up my friends to see if they'd like a nice meal on me. I told him he counldn't go golfing at this expensive course he wanted to play because we couldn't afford it.

 

[horseshowmom]

He is kinda great!! Just gave me a little heart failure because he could have bought something much cheaper and well he could've asked me what I'd like. I can do twins 2 of mine are 15 months apart so hopefully it'll be as easy as that was.

I can't blame you for being in a temporary panic, but I do think he sounds like a great guy who wants to take care of his family as well as he can. He sounds like a great husband and dad!

 

[mommyoftwinfants]

Congrats on the twins and welcome to the club!!!

You guys crack me up I do have to say that my sister-in-law put up a no soliciting sign on there front door because my brother is a sucker for door to door salesmen too.