I like the word confuzzled.
You get a photo pass card from any of the photo pass photographers, and you just hand it to them when you want a picture taken, they will put the pic on the card. When you get home, you can log on to the photo pass account per the number on the card you are given, and there's all your pictures. Plus, you can upload your own pics to the account and do all the stuff you want with them through photo pass on line. The difference is that with pre pay, you get to keep the CD with all the pics on it and add borders at no extra cost. I don't do the borders, and I don't need the CD.
But I still get all of the pictures I want and make my obligatory photo pass memories book.
Last year, I got the photo book and printed out the pictures I wanted for about $120. If I had paid for the photo pass, I would have had to pay for the photo book on top of that and it would have cost much more!