This is the idea that a lot of people struggle with. It’s why, when you purchase additional points, the broker and title agent are so anal about how the ownership is listed on the deed. If there is any difference in the tenancy (single, married, joint, etc.) or ANY change in the name of the legal owner(s), the result will be a new membership. Even if your first contract uses your middle initial and your second contact spells your name out (and no other differences), it will result in a new membership.