Here's my example: SSR from 10/26 thru 11/2. 1BR villa.
I needed 194 points in total (there's a calculator on the DVC part of DisBoards to tell you how many points you'd need - by resort, dates and room type requested).
I was able to find a DVC member willing to rent their points to me at $10 per point. That came to $1940 for the accommodations (that I paid through paypal to the DVC member). The $1940 divided by our 7 nights came to $277/night.
If we booked that same room (room only) directly through disney travel, it would have been $3307 which translates to $472/night. We saved $1367 on accommodations!!
Then you can add on the DDP if you want (we did, paid for it at check-in), and we purchased our park tickets prior to arriving and saved a few dollars there.
I secretly want to be a
Disney travel agent -- so this (although it took some work to coordinate it) was fun for me!