I have an Amtrak guest rewards card and I don't recommend anyone getting it. The interest rate is really high and it is hard to use the points. When turning in points for Amtrak travel, they have alot of black-out dates. You can also turn in points for a Starwood property (Sheraton, Westin) voucher. OMG, what a pain! I finally threw the thing out. No one at Starwood knew what I was referring to, I always had to talk to a manager and usually there was no where I could use the voucher, even if I did find someone who could help me. I almost never use it anymore, only keep it on-hand just in case Amex isn't accepted.