the reason that we buy APs is because we go more than once a year. I'm waiting for AP rates as well, and I assume they'll come, but, if not, $77 a night isn't all that bad, considering a Holiday Inn or Drury here in St. Louis goes for at least that. The biggest advantage for having the pass is that this year, I'll have spent roughly 15 days in the parks, which, at the price I paid for the pass comes to approimately $32 per day in the parks, not to mention the trips to PI and BB. A room discount would just be gravy.
My advice, and I know everyone is in a different situation, is to book a room at whatever you can afford, and if an AP rate comes out, then upgrade or book the current room at the lower rate. I never book a room outside of my budget and hope for an AP rate or wait until the last minute to book a room.
If you "refuse to pay rack rate at a Disney hotel", then don't. Get a room off-site or go somewhere else.
I also don't believe that Disney is treating loyal customers badly just because they don't give you a discounted room every time you visit.