Any one question on why you should have a passport or trip insurance?

Is the passport really that big a part of the story? After all, he was really really sick and needed to recover. The days for that would be enough to get the emergency passport.

Passports aren't the important part here, IMO.

Rather, knowing how hospitals work in other countries is.
 
My parents were in Mexico when my dad had a blood clot in his leg. None of the hospitals will see you without payment up front. Luckily, my parents had large credit card cash withdrawal amounts available and was able to get the $3000 that my mom needed to get my dad into the hospital at the first place (resort town south of Cancun) and then another $5000 for the hospital in Cancun. Cash only. No cash, no admittance. My dad was flown out of Cancun to Miami on a private medical transport along with two flight nurses and my mom, all arranged by their medical insurance company. He then spent three weeks in a Miami hospital trying to get the clot dissolved. He eventually had to fly home first class (insurance company insisted) and had surgery once he got home. My mom stayed in a hotel in Miami for the three weeks he was there. Once in the US they did not have to pay upfront. Their insurance (UPMC, I think or UMPC?) paid all costs including the Mexico hospitals, air transport, the 1st class plane ticket and most of my mom's hotel bill with the exception of $100. They never saw any of the bills as the insurance company took care of paying all involved and refunded my parents their OOP costs.

But, the hospitals in Mexico would not have had a problem letting my dad die if they didn't have the money to be admitted. Please make sure you have a credit card that allows cash withdrawals so you can get services in a foreign country when you travel.

Good to know, but hope I never have to go through all that. DH had a gall bladder attack as we disembarked a cruise in Boston. We had to stay at the hospital overnight, but since we were stateside our personal health insurance covered it, and trip insurance picked up what was left, including changing our flights home.
 
Is the passport really that big a part of the story? After all, he was really really sick and needed to recover. The days for that would be enough to get the emergency passport.

Passports aren't the important part here, IMO.

Rather, knowing how hospitals work in other countries is.

The way I look at it is the big picture. The passport wasn't needed right away but since they didn't have one, they had to wait on the consulate to make one. In this case, things worked out since the surgery took place and the passport was ready or will be ready when they leave. However, how about someone that breaks a leg? That would only take a few hours. What happens if you don't have the passport? Now your stuck for several days until you can get one. Plus lodging food etc

Knowing what your insurance and trip insurance will and will not cover, and having the means to get on a plane to get home would be the point imho.
 
To my way of thinking getting stuck in any foreign country--for any reason--w/o a Passport is a bad idea.

Which is why DCL and nearly all travel agents and guidebook writers STRONGLY recommend them!!
 

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