I would not use it like an ATM card. I would use it like a Traveler's Cheque. I would think that if the resort could scan your credit card, they should be able to scan this. I called Disney to ask, but they were clueless and had no idea what it was. I would like to be able to avoid the paper format if I can. I hate to have to carry that much with me all day long. I certainly would not be leaving that kind of money in the room, even if there is a safe. Hopefully as the time nears for my vacation, it will be a more familiar payment method and somebody at Disney will know if they can give you cash from it.