Yes, well, please stop doing that.

Guilty as charged. One of my quinquagenarian besties and I just met there a few weeks ago.
It probably varies from place to place but my city (Calgary, Alberta) has all the following American chain restaurants:
Ruth's Chris, Olive Garden, Red Lobster, Applebee's, Perkins, Denny's, IHOP, Five Guys, Fatburger, Carl's Jr., Taco Bell, KFC, Popeye's, Arby's as well as the garden-variety McDonald's, Wendy's, A&W, Dairy Queen, Burger King, Pizza Hut and Domino's Pizza. There may be more (like the cinnamon bun and pretzel places) in the mall food courts but I never go there so I'm not sure.
Opinions on this vary, apparently. Personally, I think we all say it so ubiquitously that we don't even realize how often we say it.