CALLING ALL FW FANS!
Guys I’m having second thoughts after looking through
points charts. I am still in 10-d recision period for FW39 but am now thinking of switching to FW50. Is this smart and pragmatic or dumb and greedy?
Current Contract Status:
I signed, DW hasn’t yet.
Contract Background:
FW39 122 points; Add-on small contract 28 points to reach 150 for incentives.
Contract Assessment:
1. Point differential between FW39 and 40 is 54 points.
2. Differential between FW50 and 51 is 100 points.
3. Since we passed June, I pretty much had to use my DEC instead of JUN UY for FW39 (so I would get extra 150 pts for 2024), which is the second worst pairing (1st would’ve been an OCT UY).
Of course DEC UY would be ideal for FW50.
4. FW50 is 145 points so I would just carry 5 extra points for 50 years of dues (to get the incentives @ 150p.). Those 5 extra points (let’s say $60 per year x 50yrs = $3000). But that would be more than offset by the favorable differential between FW50&51 (even if we discount by half to 50 pts per year at $60 pp is $30000 over the life of the contract)
5. I’d save a relatively tiny bit on closing costs and $250 document prep to switch.
6. I mentioned the wife’s love of Halloween, but honestly, she loves cmas season almost as much. (Its just the work of xmas overlay she does every year at the house, office, and parties that makes the Halloween Season inch ahead.)
Plan: Just email my guide and tell him to make it happen?
What you all think?
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