People steal credit card numbers too. I don't think the risk is any worse with Debit.
But stealing my credit card doesn't drain my checking account...so credit cards are my preferred choice of payment, I rarely use my debit card and almost NEVER have cash on me.



Easy enough. 
I keep an Aldi quarter in the car too. We went through a .20 toll the other day and dh reached for it in the ashtray. I grabbed his arm and said-oh no! Not my Aldi quarter! He looked at me like I was nuts.