I had a friend who used Alamo just outside of the Orlando Airport 3 weeks ago. He tells me that he has used them before, as have I, choosing the "no-insurance" option on the rental since we're covered by American Express and our own car rental policy at home in case of an accident. It seems that my friend encountered an unusual policy change on this trip. He was not permitted to take possession of the vehicle until he agreed and accepted the insurance option. He was told that he'd have 24 hours to cancel it, but he would not get the vehicle unless he added the extra insurance charge. They even spoke to a supervisor who would not budge on their demands. Has anyone encountered the same thing recently with Alamo? I used them this past June and did not have a problem declining the insurance option. It hardly makes sense to have someone pay for something that's supposed to be optional.