For the last year I have been researching/analyzing a
DVC Membership. Probably too much to some degree as I want to get the best bang for my buck and it has kind of taken the excitement out of the emotional buy. We are a young family, two kids (2 & less than 1). Looking to possibly purchase DVC contract.
1. AKV or CCV? From everything I have viewed, and based on preference, it comes down to these two. Dues are similar, price per point is about $20/pp difference (also depends on stripped or loaded contract). Using the CAGR Calculator from this board, based on 2 trips per year, my ROI is 6-years for both. Biggest difference, IMO, is CCV has 11 more years on the Deed.
1A. What always is in the back of my head is getting a SSR with the cost being so low (its like that little mouse on my shoulder which will not go away) - this is my analysis-paralysis talking
2. How many points would you recommend starting with? I hate to say this, but must; I would have to finance with the goal to pay it off within 4-5 years. I was thinking 200, but open. Maybe get smaller contract first?
3. Resale or Direct? Resale- think I can get $135-$150 (CCV) and $103 -$120 (AKV). CCV Direct is $195/pp (with incentive) & AKV is $178/pp (with incentive)