Advice please - just speculating at mo.......

[carolfoy]

Back to the insurance question - Am I right in thinking your insurance is for yourself & eve so Phil's pre existing condition should not matter?? You would be chaging/cancelling due to "illness of a family member". Surely we can not be exptected to detail all our families medical history when booking holidays. What about elderley parents etc etc

Best of luck sorting it all out.

unfortunately insurance companies do expect you to admit to any relative that has pre existing conditions IF you would cancel your holiday due to that relative becoming ill or passing away. I know it seems far fetched but they often refuse to pay out for such matters.

Alison, I agree that you should speak to these companies individually as you may find that they could be sympathetic. Either way I really hope you and Phil find the strength you need at this tough time.

 

[Pinky166]

I have no experience of cancelling/changing a trip but I just wanted to send you and your family a hug.

You are a very brave and strong person, my thoughts are with you and your family.

 

[T16GEM]

Alison, you are an amazing person, the way that you are dealing with this whole situation, I can't imagine what you are going through right now but my thoughts are with you and yours in this sad situation. Do take care and let us know if we can do anything for you.
Gems

 

[SusanEllen]

unfortunately insurance companies do expect you to admit to any relative that has pre existing conditions IF you would cancel your holiday due to that relative becoming ill or passing away. I know it seems far fetched but they often refuse to pay out for such matters.

Oh, my. Well, Carol, then travel insurance is very different in the UK than the US and I'm left wondering under what circumstance your travel insurance would cover you if not for such an emergency? Please, regard that as a rhetorical question and one that reflects my amazement that such a thing might be true. I'm sure that Alison's thread is not the appropriate place for a discussion of the fairness of the insurance industry which, after all, is a for profit business.

Alison, with all that's on your mind, you shouldn't have to worry about whether or not you will lose money that you paid for this vacation two years ago. I do know that "customer service" is too often a misnomer these days, but I can't think help thinking that decent people, regardless of any company's policy, would not regard your circumstance as extraordinary and treat you humanely. My best wishes for a little every day Magic to aid you with reschedulilng your trip.

 

[mumloveseeyore]

nothing constructive to add except thinking of you at this time, i hope that you can get something sorted out:grouphug lots of love you are such a strong lady Gill

 

[alisonbestford]

Phil passed away, peacefully, this afternoon

He appeared pleased when I told him the outcome of the meeting yesterday and asked to see Eve

Eve, Laura and myself all went in to see him and I got a call from the hospital this morning.

I was able to be with him when he died and feel that everything possible had been done to make him comfortable.
Thank you for all your lovely messages

Laura and Phil's mate, Mark, are here at the moment and we're all off to drink a toast of JD to Phil.
x

 

[florida sun]

Phil passed away, peacefully, this afternoon

He appeared pleased when I told him the outcome of the meeting yesterday and asked to see Eve

Eve, Laura and myself all went in to see him and I got a call from the hospital this morning.

I was able to be with him when he died and feel that everything possible had been done to make him comfortable.
Thank you for all your lovely messages

Laura and Phil's mate, Mark, are here at the moment and we're all off to drink a toast of JD to Phil.
x

Oh Alison Im so very sorry to hear this sad news, I have only just caught up with this thread, and my heart goes out to you You and your family are in my thoughts and prayers

 

[wicket2005]

So sorry to learn of your sad news and send you a hug.

 

[DisneyJo]

I'm so sorry Alison, it sounded very peaceful though, sending you and your family lots of love

 

[CHEK]

So Sorry to hear of your sad news Alison, sending you all a great big

 

[SammieG]

oh Alison....

Im so glad it was peaceful for Phil... and I send you love and courage for the coming months. Although you have had a long time to come to terms with this, it doesnt make it any easier Im sure.

Hugs to you, Laura and Eve.....

Sammie xxx

 

[Snowy-girls]

Alison-how very sorry i am.It sounded like Phil went in a lovely,peaceful way,a way that is not always possible.My thoughts are with you+your family+a prayer is floating on a cloud to Phil.Take care .x.

 

[CustardTart]

I'm so sorry, Alison. Seems Phil was at peace tho' and ready to go which must be the best way... My thoughts are with you and your family - I'm raising a glass to Phil right now...

 

[Lisash]

Oh Alison I'm so very sorry. My thoughts are with you and the family

 

[natalielongstaff]

oh Alison i hope he has found peace now

 

[saratogagirl]

Alison, it is so very difficult to know what to say, my heart and thoughts go out to you and your family. From your posts it is clear that Phil was ready to say goodbye and has now found peace. Like Karen I will raise a glass to you both this evening. Take Care Jules and Ian xxxxx

 

[alisonbestford]

I'm sure he has found peace

We've all agreed that the meeting was closure.

x

 

[jjk]

so sorry Alison,thinking of you and your family

 

[mandymouse]

Oh Alison, I am so sorry to hear your sad news. You and your family are in my thoughts and prayers

 

[The Fetherstons]

So so sorry Alison, sending love to you and your family , take care of yourself at least Phil is at peace now, my thoughts are with you