If you have a master contract in Feb, for example, and you buy ANY contract with that same use year, even resale, any resort, Disney combines them into one contract with respect to the points. The only time you end up with different contracts, different use years, and more accounting for you, is if you intentionally buy separate use years. I am a teacher, and I bought separate contracts because I always travel when the kids are out of school, so it worked best with different use years. Now that I am retired, it can be confusing. I am hoping I never end up mentally impaired, because no one else in the family can understand it

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